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Date : Mar 04, 2011

Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2009 and 2010

(Per cent)
Bank Name	CRAR (as on March 31)
	2009						2010
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
State Bank of India & its Associates
State Bank of India	8.53	4.44	12.97	9.38	4.87	14.25	8.46	3.54	12.00	9.45	3.94	13.39
State Bank of Bikaner & Jaipur	7.68	5.50	13.18	8.46	6.06	14.52	7.50	4.44	11.94	8.35	4.95	13.30
State Bank of Hyderabad	6.55	4.03	10.58	7.14	4.39	11.53	7.95	5.76	13.71	8.64	6.26	14.90
State Bank of Indore	6.94	4.87	11.81	7.91	5.55	13.46	7.66	4.42	12.08	8.58	4.95	13.53
State Bank of Mysore	6.83	5.58	12.41	7.15	5.84	12.99	7.40	4.72	12.12	7.59	4.83	12.42
State Bank of Patiala	6.30	5.13	11.43	6.94	5.66	12.60	7.66	4.79	12.45	8.16	5.10	13.26
State Bank of Travancore	7.43	4.70	12.13	8.59	5.44	14.03	8.00	3.89	11.89	9.24	4.50	13.74
Nationalised Banks $
Allahabad Bank	7.23	4.65	11.89	8.01	5.10	13.11	8.04	4.94	12.98	8.12	5.50	13.62
Andhra Bank	8.11	4.26	12.37	8.67	4.55	13.22	7.81	5.49	13.30	8.18	5.75	13.93
Bank of Baroda	7.79	5.09	12.88	8.49	5.56	14.05	8.22	4.62	12.84	9.20	5.16	14.36
Bank of India	8.73	4.48	13.21	8.91	4.10	13.01	8.29	4.34	12.63	8.48	4.46	12.94
Bank of Maharashtra	5.45	5.30	10.75	6.11	5.94	12.05	5.68	5.65	11.33	6.41	6.37	12.78
Canara Bank	6.74	5.14	11.88	8.01	6.09	14.10	7.29	4.18	11.47	8.54	4.89	13.43
Central Bank of India	6.24	5.51	11.75	6.97	6.15	13.12	6.03	4.78	10.81	6.83	5.40	12.23
Corporation Bank	8.93	4.73	13.66	8.90	4.71	13.61	9.03	5.97	15.00	9.25	6.12	15.37
Dena Bank	6.01	4.72	10.73	6.76	5.31	12.07	6.80	3.84	10.65	8.16	4.61	12.77
Indian Bank	11.28	1.99	13.27	11.88	2.10	13.98	10.65	1.51	12.16	11.13	1.58	12.71
Indian Overseas Bank	7.58	5.12	12.70	7.88	5.32	13.2	8.36	5.90	14.26	8.67	6.11	14.78
Oriental Bank of Commerce	8.41	3.59	12.00	9.10	3.88	12.98	8.02	2.81	10.83	9.28	3.26	12.54
Punjab & Sind Bank	6.99	4.89	11.88	8.44	5.91	14.35	6.89	4.85	11.74	7.68	5.42	13.10
Punjab National Bank	8.05	4.54	12.59	8.98	5.05	14.03	8.38	4.59	12.97	9.11	5.05	14.16
Syndicate Bank	7.03	4.34	11.37	7.85	4.83	12.68	7.26	3.94	11.20	8.24	4.46	12.70
Union Bank of India	7.41	4.60	12.01	8.19	5.08	13.27	7.36	4.25	11.61	7.91	4.60	12.51
United Bank of India	6.55	4.96	11.51	7.56	5.72	13.28	7.02	3.99	11.01	8.16	4.64	12.80
UCO Bank	5.30	4.45	9.75	6.48	5.45	11.93	6.06	5.29	11.35	7.05	6.16	13.21
Vijaya Bank	7.71	5.37	13.08	7.74	5.41	13.15	7.28	4.51	11.79	7.69	4.81	12.50
IDBI Bank Ltd.	6.60	4.63	11.23	6.81	4.76	11.57	5.97	4.86	10.83	6.24	5.07	11.31
Note : $ Includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE B3 : BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF SCHEDULED COMMERCIAL BANKS - 2009 AND 2010 (Contd.)
(Per cent)
Bank Name	CRAR (as on March 31)
	2009						2010
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Old Private Sector Banks
Bank of Rajasthan	6.45	5.55	12.00	6.19	5.31	11.50	3.87	3.87	7.74	3.76	3.76	7.52
Catholic Syrian Bank	8.61	3.41	12.01	8.81	3.48	12.29	7.20	2.45	9.65	8.07	2.74	10.82
City Union Bank	11.30	1.19	12.49	11.48	1.21	12.69	11.15	0.94	12.09	12.41	1.05	13.46
Dhanlaxmi Bank	12.90	1.54	14.44	13.75	1.63	15.38	8.45	4.02	12.47	8.80	4.19	12.99
Federal Bank	17.52	2.62	20.14	18.42	1.80	20.22	15.27	2.00	17.27	16.92	1.44	18.36
ING Vysya Bank	6.91	4.77	11.68	6.89	4.76	11.65	8.84	4.10	12.94	10.11	4.80	14.91
Jammu & Kashmir Bank	12.77	0.69	13.46	13.80	0.68	14.48	11.91	2.90	14.81	12.79	3.10	15.89
Karnataka Bank	10.65	2.89	13.54	10.60	2.88	13.48	9.56	2.29	11.85	9.98	2.39	12.37
Karur Vysya Bank	12.63	0.45	13.08	14.40	0.52	14.92	11.10	1.38	12.48	12.88	1.61	14.49
Lakshmi Vilas Bank	8.63	1.46	10.09	8.81	1.48	10.29	11.52	2.69	14.21	12.01	2.81	14.82
Nainital Bank	12.57	1.32	13.89	11.85	1.25	13.10	14.23	1.30	15.53	14.38	1.30	15.68
Ratnakar Bank	44.22	0.65	44.87	41.69	0.61	42.30	35.43	0.58	36.01	33.53	0.54	34.07
SBI Commercial & International Bank	23.81	0.00	23.81	21.49	-0.25	21.24	31.17	0.83	32.00	26.60	0.71	27.31
South Indian Bank	12.44	1.45	13.89	13.22	1.54	14.76	11.89	2.84	14.73	12.42	2.97	15.39
Tamilnad Mercantile Bank	13.83	0.65	14.48	15.33	0.72	16.05	13.47	0.62	14.09	14.86	0.68	15.54
New Private Sector Banks
Axis Bank	8.47	4.05	12.52	9.26	4.43	13.69	10.65	4.40	15.05	11.18	4.62	15.80
Development Credit Bank	11.62	1.82	13.44	11.50	1.80	13.30	12.34	3.02	15.36	11.93	2.92	14.85
HDFC Bank	10.18	4.91	15.09	10.58	5.11	15.69	12.50	3.95	16.45	13.26	4.18	17.44
ICICI Bank	12.16	3.76	15.92	11.84	3.69	15.53	13.48	5.66	19.14	13.96	5.45	19.41
IndusInd Bank	7.52	4.81	12.33	7.65	4.90	12.55	8.43	4.97	13.40	9.65	5.68	15.33
Kotak Mahindra Bank	16.01	3.85	19.86	16.13	3.88	20.01	15.17	2.88	18.05	15.42	2.93	18.35
Yes Bank	7.47	7.06	14.53	9.50	7.10	16.60	10.76	6.49	17.25	12.90	7.70	20.60
Source : Annual accounts of banks.

TABLE B3 : BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OFSCHEDULED COMMERCIAL BANKS - 2009 AND 2010 (Concld.)
(Per cent)
Bank Name	CRAR (as on March 31)
	2009						2010
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Foreign Banks
Abu Dhabi Commercial Bank	53.26	1.03	54.29	46.67	0.90	47.57	49.79	1.12	50.91	43.81	0.98	44.79
American Express Banking Corp.	36.49	1.25	37.74	20.09	1.25	21.34	26.28	1.25	27.53	17.85	1.25	19.10
Antwerp Diamond Bank	28.70	0.38	29.08	26.44	0.35	26.79	46.72	0.36	47.08	33.46	0.26	33.72
AB Bank	131.73	1.39	133.12	49.97	0.70	50.67	42.94	0.58	43.52	29.61	0.40	30.01
Bank Internasional Indonesia	501.34	0.00	501.34	NA	NA	NA	531.80	0.00	531.80	NA	NA	NA
Bank of America	12.20	1.63	13.83	11.23	1.50	12.73	16.58	0.58	17.16	14.97	0.52	15.49
Bank of Bahrain and Kuwait	29.30	1.25	30.55	24.47	1.05	25.52	26.12	0.60	26.72	24.45	0.56	25.01
Bank of Ceylon	62.16	1.51	63.67	44.11	1.07	45.18	81.09	2.21	83.30	49.49	1.36	50.85
Bank of Nova Scotia	15.05	4.29	19.34	9.75	2.95	12.70	17.22	3.32	20.54	11.03	2.12	13.15
Bank of Tokyo-Mitsubishi UFJ	29.59	0.73	30.32	28.80	0.71	29.51	48.28	0.54	48.82	67.40	0.76	68.16
Barclays Bank	15.44	0.42	15.86	16.62	0.45	17.07	15.14	0.47	15.61	16.47	0.52	16.99
BNP Paribas	8.54	4.06	12.60	8.38	3.99	12.37	11.29	5.08	16.37	10.89	4.89	15.78
Calyon Bank	9.76	3.39	13.15	9.80	3.40	13.20	15.82	5.15	20.97	14.70	4.80	19.50
Chinatrust Commercial bank	50.23	1.48	51.71	44.75	0.65	45.40	34.20	0.97	35.17	30.70	0.42	31.12
Citibank	13.90	0.92	14.82	12.42	0.81	13.23	19.76	0.99	20.75	17.27	0.87	18.14
DBS Bank	12.03	6.37	18.40	10.27	5.43	15.70	8.96	4.68	13.64	11.14	5.82	16.96
Deutsche Bank	14.78	0.64	15.42	14.62	0.63	15.25	15.89	0.69	16.58	15.77	0.68	16.45
FirstRand Bank #							120.12	0.07	120.19	74.69	0.04	74.73
Hong Kong & Shanghai Banking Corpn.	12.98	1.09	14.07	14.12	1.19	15.31	14.37	1.21	15.58	16.63	1.40	18.03
JPMorgan Chase Bank	16.24	0.55	16.79	15.38	0.52	15.90	23.72	0.74	24.46	22.92	0.71	23.63
JSC VTB Bank	323.47	0.00	323.47	317.51	0.00	317.51	302.36	0.00	302.36	225.93	0.00	225.93
Krung Thai Bank Public Company	110.55	1.25	111.80	80.61	1.25	81.86	64.46	1.25	65.71	59.77	1.25	61.02
Mashreq Bank	172.03	3.43	175.47	75.55	1.25	76.80	124.32	3.04	127.36	76.96	1.25	78.21
MIZUHO Corporate Bank	36.92	0.29	37.21	37.29	0.29	37.58	40.43	0.40	40.83	38.60	0.38	38.98
Oman International Bank	25.37	2.11	27.48	23.25	1.92	25.17	44.96	1.25	46.21	39.83	1.25	41.08
Royal Bank of Scotland #	7.87	5.53	13.40	7.43	5.23	12.66	8.50	4.89	13.39	7.94	4.56	12.50
Shinhan Bank	51.07	0.63	51.70	36.35	0.45	36.80	56.95	1.25	58.20	39.89	0.96	40.85
Societe Generale	31.94	0.56	32.50	22.08	0.39	22.47	28.27	1.05	29.32	21.96	0.81	22.77
Sonali Bank	36.67	0.38	37.05	20.10	0.21	20.31	46.71	0.52	47.23	19.81	0.22	20.03
Standard Chartered Bank	9.16	4.13	13.29	7.99	3.57	11.56	10.65	4.16	14.81	8.94	3.47	12.41
State Bank of Mauritius	32.33	2.29	34.62	35.52	2.49	38.01	32.54	2.56	35.10	31.91	2.49	34.40
UBS AG	257.54	0.00	257.54	229.37	0.00	229.37	107.19	0.02	107.21	157.83	0.03	157.86
Note : # See ‘Explanatory Notes’ Source : Annual accounts of banks.