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Date : 07 Jan 2014
References

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Acharya, Viral V., Hemal Khandwala, and T. Sabri Öncü. 'The Growth of a Shadow Banking System in Emerging Markets: Evidence from India.' Journal of International Money and Finance, 39 (2013): 207-230

Acharya, Viral V., Matthew Richardson, Stijn Van Nieuwerburgh, and Lawrence J. White. Guaranteed to Fail: Fannie Mae, Freddie Mac, and the Debacle of Mortgage Finance. Princeton University Press, 2011.

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Chandra, Hukum, Nicola Salvati, and U. C. Sud. 'Disaggregate-level estimates of indebtedness in the state of Uttar Pradesh in India: an application of small-area estimation technique.' Journal of Applied Statistics 38, no. 11 (2011): 2413-2432.

Chattopadhyay, Sadhan Kumar. 'Financial Inclusion in India: A case-study of West Bengal.' RBI Working Paper Series WPS (DEPR) (2011)

Citigroup. 'The Credit Fund Opportunity.' 2013.

Clarke, Daniel, Olivier Mahul, Kolli N. Rao, and Niraj Verma. 'Weather based crop insurance in India.' World Bank Policy Research Working Paper 5985 (2012).

Clarke, Stephen L. 'German Savings Banks and Swiss Cantonal Banks, Lessons for the UK.' Civitas (2010).

Cole, Shawn, Thomas Sampson, and Bilal Zia. 'Prices or knowledge? What drives demand for financial services in emerging markets?' The Journal of Finance 66, no. 6 (2011): 1933-1967.

Cole, Shawn, Xavier Giné, Jeremy Tobacman, Petia Topalova, Robert Townsend, and James Vickery. 'Barriers to Household Risk Management: Evidence from India.' Federal Reserve Bank of New York, Staff Reports (2009).

Collier, Benjamin, Jerry Skees, and Barry Barnett. 'Weather index insurance and climate change: opportunities and challenges in lower income countries.' The Geneva Papers on Risk and Insurance-Issues and Practice 34, no. 3 (2009): 401-424.

Damodaran, M. 'Report of the Committee on Customer Service in Banks.' Submitted to the Reserve Bank of India, 2011.

Demirgüc-Kunt, Asli, Thorsten Beck, and Meghana Ayyagari. 'Small and medium enterprises across the globe: a new database.' World Bank Publications 3127 (2003).

Demirgüç-Kunt, Asli, and Leora Klapper. 'Measuring Financial Inclusion: The Global Findex Database.' World Bank Policy Research Working Paper 6025 (2012).

Demyanyk, Yuliya. 'Did credit scores predict the subprime crisis?' The Regional Economist (2008): 12-13.

Dev, S Mahendra. Small Farmers in India: Challenges and Opportunities. WP-2012-014, Indira Gandhi Institute of Development Research Working Paper Series (2012)

Drexler, Alejandro, Greg Fischer, and Antoinette Schoar. Keeping it simple: Financial literacy and Rules of Thumb. Centre for Economic Policy Research, 2010.

EDA Rural Systems and Andhra Pradesh Mahila Abhivruddhi Society (AMPAS). 'Self-Help Groups in India: A Study of the Lights and Shades.' Submitted to CRS, USAID, CARE, GTZ, and NABARD, 2006.

European Commission. 'Green Paper: Shadow Banking.' 2012.

Financial Action Task Force (FATF). 'Anti-Money Laundering and Terrorist Financing Measures and Financial Inclusion.' 2013.

Federal Deposit Insurance Corporation. 'Community Banking Study.' 2012.

Fernandes, Daniel, John G. Lynch, and Richard G. Netemeyer. 'Financial Literacy, Financial Education and Downstream Financial Behaviors.' Management Science (2013).

Ferrell, Allen. 'The Case for Mandatory Disclosure in Securities Regulation around the World.' Harvard John M. Olin Discussion Paper Series, No. 492 (2004)

Field, Erica, and Maximo Torero. 'Do property titles increase credit access among the urban poor? Evidence from a nationwide titling program.' Department of Economics, Harvard University (2006).

Field, Erica, Seema Jayachandran, and Rohini Pande. 'Do traditional institutions constrain female entrepreneurship? A field experiment on business training in India.' The American Economic Review 100, no. 2 (2010): 125-129.

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Fleisig, Heywood W. 'Reforming collateral laws to expand access to finance.' World Bank Publications (2006).

Gilbert, R. Alton, Andrew P. Meyer, and James W. Fuchs. 'The future of community banks: lessons from banks that thrived during the recent financial crisis.' Federal Reserve Bank of St. Louis Review March (2013): 115-144.

Gupta, Sanjeev Kumar. 'Financial Inclusion – IT as Enabler.' Reserve Bank of India Occasional Papers 31, no. 2 (2011)

Halan, Monika, Renuka Sane, and Susan Thomas. Estimating losses to customers on account of mis-selling life insurance policies in India. No. 2013-007. Indira Gandhi Institute of Development Research Working Paper Series (2013).

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McKinsey & Company. 'Inclusive Growth and Financial Security: The Benefits of e-Payments to Indian Society.' 2010.

Ministry of Finance, Government of India. 'Report of the Financial Sector Legislative Reforms Commission.' Volume II: Draft Law, 2013.

Mishkin, Frederic S. 'The Economics of Money and Financial Markets, Business School Edition.' (2013).

Mukherjee, Sucharita. 'Improving the Competitiveness of Indian Debt Capital Markets.' IFMR Finance Foundation Notes on the Indian Financial System no. 2 (2013).

Mullainathan, S., M. S. Barr, and Eldar Shafir. 'Behaviorally informed financial services regulation.' New America Foundation White Paper (2008).

Narasimham, M. 'Report of the Committee on the Financial System.' Submitted to the Ministry of Finance, Government of India, 1991.

Narasimham, M. 'Report of the Committee on Banking Sector Reforms.' Submitted to the Ministry of Finance, Government of India, 1998.

Nair, T, and Ajay Tankha. Microfinance India: State of the Sector Report 2013. SAGE Publications India, 2013.

Nielsen, Karina Broens. 'The Power of Mapping Financial Services Data.' Available at SSRN (2013).

Puhazhendhi, Venugopalan. Microfinance India: State of the Sector Report 2012. SAGE Publications India, 2013.

Pendley, M. Diane, Glenn Costello, and Mary Kelsch. 'The impact of poor underwriting practices and fraud in subprime RMBS performance.' Fitch Ratings Structured Finance US Mortgage Special Report. Retrieved June 14 (2007).

Petersen, Mitchell A. 'Information: Hard and Soft.' Northwestern University Working Paper, 2004.

Petersen, Mitchell A., and Raghuram G. Rajan. 'Does distance still matter? The information revolution in small business lending.' The Journal of Finance 57, no. 6 (2002): 2533-2570.

Pradhan, Narayan Chandra. 'Persistence of Informal Credit in Rural India: Evidence from 'All-India Debt and Investment Survey' and Beyond.' RBI Working Paper Series WPS (DEPR) (2013).

Radcliffe, Daniel, and Rodger Voorhies. 'A Digital Pathway to Financial Inclusion.' Available at SSRN 2186926 (2012).

Radhakrishna, R. 'Report of the Expert Group on Agricultural Indebtedness.' Submitted to the Ministry of Finance, Government of India, 2007.

Rajan, Raghuram. A Hundred Small Steps: Report of the Committee on Financial Sector Reforms. Submitted to the Planning Commission, Government of India, 2008. SAGE Publications, 2009.

Rajan, Raghuram G., and Luigi Zingales. Financial dependence and growth. National Bureau of Economic Research Working Paper Series No. w5758 (1996).

Rajan, Uday, Amit Seru, and Vikrant Vig. 'The failure of models that predict failure: distance, incentives and defaults.' Chicago GSB Research Paper 08-19 (2010).

Reserve Bank of India. 'Banking Structure in India - The Way Forward.' Discussion Paper, 2013.

---. 'Deregulation of Savings Bank Deposit Interest Rate.' A Discussion Paper. 2010.

---. 'Financial Stability Report.' June 2013.

---. 'Payment System Vision Document: Vision 2012-15.' 2012.

---. 'Trend and Progress of Banking in India.' 2012-13.

Rhyne, Elisabeth. Mainstreaming microfinance: How lending to the poor began, grew, and came of age in Bolivia. Bloomfield, CT: Kumarian Press, 2001.

Sa-Dhan and Citi Foundation. 'Financial Inclusion: A Study on the Efficacy of Banking Correspondent Model.' 2012.

Safavian, Mehnaz, Heywoood Fleisig, and Jevgenijs Steinbuks. 'Unlocking Dead Capital: How Reforming Collateral Laws Improves Access to Finance.' The World Bank Public Policy for the Private Sector Note No. 307 (2006).

Sahasranaman, Anand and Deepti George. 'Cost of Delivering Rural Credit in India.' IFMR Finance Foundation Notes on the Indian Financial System No. 1 (2013).

Sane, Renuka and Susan Thomas. 'The real cost of credit constraints: Evidence from micro-finance.' Indira Gandhi Institute of Development Research Working Papers (2013).

Sarangi, Umesh Chandra. 'Report of the Task Force on Credit Related Issues of Farmers.' Submitted to the Ministry of Agriculture, Government of India, 2010.

Spindler, Gerald. 'Behavioural Finance and Investor Protection Regulations.' Journal of Consumer Policy 34, no. 3 (2011): 315-336.

Srikrishna, B N. 'Report of the Financial Sector Legislative Reforms Commission Volume I: Analysis and Recommendations.' Submitted to the Ministry of Finance, Government of India, 2013.

Srinivasan, N. Microfinance India: State of the Sector Report 2011. SAGE Publications India, 2012.

Tarazi, Michael and Paul Breloff. 'Nonbank E-Money Issuers: Regulatory Approaches to Protecting Customer Funds.' CGAP Focus Note No. 63 (2010).

Tata Institute of Social Sciences. 'Causes of Farmer Suicides: An Enquiry.' Submitted to the Mumbai High Court, 2005.

Thorat, Y.S.P. 'Report of the Working Group on Outreach of Institutional Finance, Cooperatives, and Risk Management.' Submitted to the Planning Commission, Government of India, 2011.

Umapathy, Deeptha, Parul Agarwal, and Santadarshan Sadhu. 'A Scoping Study of Financial Literacy Training Programmes in India.' 2012.

Wade, Jessica, and Rock Magleby-Lambert. 'Innovative Rural Finance in India: ICICI Bank‘s Credit Access Points.' Small Enterprise Finance Centre, IFMR Research, 2008.

Wright, Graham, Manoj Sharma, and Puneet Sharma. 'Behind the Big Numbers: Improving the Reach and Quality of Agent Networks in India.' Microsave Policy Brief #9 (2013).


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