ALM

Assets Liability Management

AMA

Advanced Measurement Approach

AML

Anti-Money Laundering

ATM

Average Time to Maturity

AUM

Assets Under Management

BCBS

Basel Committee on Banking Supervision

BEICFs

Business Environment and Internal Control Factors

BMC

Base Minimum Capital

BoP

Balance of Payment

BR Act

Banking Regulation Act

BRICS

Brazil, Russia, India, China and South Africa

BSE

Bombay Stock Exchange

BSI

Banking Stability Index

BSMD

Banking System’s Portfolio Multivariate  Density

BSMs

Banking Stability Measures

CAD

Current Account Deficit

CBLO

Collateralised Borrowing and Lending  Obligation

CCIL

Clearing Corporation of India Limited

CCP

Central Counter party

CCR

Central Credit Register

CD

Certificate of Deposits

C-D Ratio

Credit-Deposits Ratio

CDS

Credit Default Swap

CEA

Commodity Exchange Act

CFTC

Commodity Futures Trading Commission

CME

Capital Market Exposure

CPI

Consumer Price Index

CPSS

Committee on Payment and Settlement  Systems

CRAR

Capital to Risk Weighted Assets Ratio

CRR

Cash Reserve Ratio

DB

Defined Benefit

DCCO

Date of Commencement of Commercial  Operation

DCO

Derivatives Clearing Organisation

DIIs

Domestic Institutional Investors

DP

Documents against Payment

DTC

Direct Tax code

EA

Euro Area

EAD

Exposure at Default

EBIT

Earnings before Interest, Tax

EBITDA

Earnings before Interest, Tax, Depreciation and Amortisation

ECB

External Commercial Borrowings

EDD

Enhanced Due Diligence

EEFC

Export Earner’s Foreign Currency (Account)  

EL

Expected Losses

EMEs

Emerging Market Economies

EMIR

European Market Infrastructure Regulation

ES

Expected Shortfall

ESMA

European Securities and Market Authority

EU

European Union

EVM Chip

Europay, MasterCard and Visa Chip

FB

Foreign Bank

FC

Financial Conglomerate

FCNR(B)

Foreign Currency Non-Resident (Banks) (Account)

FDI

Foreign Direct Investment

FED

Federal Reserve

FII

Foreign Institutional Investor

FMI

Financial Market Infrastructure

FOMC

Federal Open Market Committee

FRA

Forward Rate Agreement

FSB

Financial Stability Board

FSDC

Financial Stability and Development Council

FSR

Financial Stability Report

G20

Group of 20 Nations

GDP

Gross Domestic Product

GFD

Gross Fiscal Deficit

GIC

General Insurance Corporation

GNPA

Gross Non-Performing Advances

GOI

Government of India

G-Sec

Government Securities

GSIB

Globally Systemically Important Bank

HFT

High-Frequency Trading

HLEG

High-level Expert Group

HQLA

High-Quality Liquid Assets

IAS

Investment Advisory Services

ICB

Independent Commission on Banking

ICCL

Indian Clearing Corporation Limited

IIB

Inflation Indexed Bond

IIP

Index of Industrial Production

IMF

International Monetary Fund

INR

Indian Rupee

IOSCO

International Organization of Securities Commissions

IP

Internet Protocol

IPO

Initial Public Offering

IRB

Internal Ratings-Based

IRDA

Insurance Regulatory and Development Authority

IRF

Inter-Regulatory Forum

IRS

Interest Rate Swap

IT

Information Technology

JPoD

Joint Probability of Distress

KYC

Know Your Customer

LC

Letter of Credit

LCR

Liquidity Coverage Ratio

LEI

Legal Entity Identifier

LGD

Loss Given Default

LIC

Life Insurance Corporation

LTRO

Long Term Refinancing Operations

MCA

Ministry of Corporate Affairs

MIBOR

Mumbai Inter Bank Offer Rate

MMMF

Money Market Mutual Fund

MoU

Memorandum of Understanding

MSE

Medium and Small Enterprises

MTM

Mark to Market

NAV

Net Asset Value

NBFCs

Non-Banking Financial Companies

NBFCs-D

NBFC - Deposit taking

NBFC-ND-SI

NBFC - Non Deposit taking - Systemically Important

NDTL

Net Demand and Time Liabilities

NG-RTGS

Next Generation Real Time Gross Transfer

NHB

National Housing Bank

NII

Net Interest Income

NIM

Net Interest Margin

NPA

Non-Performing Advances

NPB

New Private Bank

NPL

Non Performing Loan

NPS

New Pension System

NRE

Non Resident External

NSCCL

National Securities Clearing Corporation Limited

NSE

National Stock Exchange

NSFR

Net Stable Funding Ratio

OIS

Overnight Index Swap

OMO

Open Market Operation

OOI

Other Operating Income

OPB

Old Private Bank

OSS

Off-Site Surveillance

OTC

Over The Counter

PAT

Profit After Tax

PCR

Provision Coverage Ratio

PD

Probability of Default

PFMI

Principles of Financial Market Infrastructure

PFRDA

Pension Fund Regulatory and Development Authority

PMI

Purchasing Managers Index

PMS

Portfolio Management Service

PoD

Probability of Distress

PSB

Public Sector Bank

PSS

Payment and Settlement System

PSUs

Public Sector Undertakings

QE

Quantitative Easing

QIS

Quantitative Impact Study

Q-o-Q

Quarter-over-Quarter

RBI

Reserve Bank of India

RE

Revised Estimate

RoA

Return on Assets

ROC

Regulatory Oversight Committee

RoE

Return on Equity

RWA

Risk Weighted Assets

SCBs

Scheduled Commercial Banks

SDD

Single Due Diligence

SEBI

Securities and Exchange Board of India

SEZ

Special Economic Zone

SGF

Settlement Guarantee Fund

SIDD

Separately Identifiable Department or Division

SIFIs

Systemically Important Financial Institutions

SLA

Service Level Agreement

SLCC

State level Coordination Committees

SLI

Systemic Liquidity Index

SLR

Statutory Liquidity Ratio

SRS

Systemic Risk Survey

SUCBs

Scheduled Urban Co-operative Banks

SWFs

Sovereign Wealth Funds

T-bills

Treasury-bills

TGF

Trade Guarantee Fund

TI

Toxicity Index

TLA

Total liquid Assets

TOI

Total Operating Income

TR

Trade Repository

UK

United Kingdom

UL

Unexpected Losses

ULIPs

Unit Linked Insurance Plans

UMP

Unconventional Monetary Policy

USD

United States Dollar

VaR

Value at Risk

VI

Vulnerability Index

WEO

World Economic Outlook

WGMR

Working Group on Margining Requirements

WMS

Wealth Management Services

WPI

Wholesale Price Index

Y-o-Y

Year-over-Year