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REGULATING COMMERCIAL BANKING

Banks are fundamental to the nation's financial system. The central bank has a critical role to play in ensuring the safety and soundness of the banking system-and in maintaining financial stability and public confidence in this system.

Press Release


PDF document (326 kb)
Date : Sep 23, 2022
Scheduled Banks’ Statement of Position in India as on Friday, September 09, 2022
(Amount in Crore of ₹)
    SCHEDULED COMMERCIAL BANKS
(Including RRBs and SFBs)
ALL SCHEDULED BANKS
    10-Sep-21 26-AUG-2022* 09-SEP-2022* 10-Sep-21 26-AUG-2022* 09-SEP-2022*
I LIABILITIES TO THE BKG.SYSTEM (A)            
  a) Demand & Time deposits from bks. 167191.42 188767.06 179904.59 171398.19 191919.99 182933.18 **
  b) Borrowings from banks 42684.78 44956.36 45134.77 42733.28 45029.36 45206.77
  c) Other demand & time liabilities 18289.07 44521.73 44762.79 18573.63 45036.89 45269.2
II LIABILITIES TO OTHERS (A)            
  a) Deposits (other than from banks) 15574687.76 16993855.44 17056306.18 15994745.2 17418302.43 17480498.9
  i) Demand 1753582.17 2022999.33 1969122.63 1792811.89 2068893.42 2014871.65
  ii) Time 13821105.59 14970856.1 15087183.55 14201933.3 15349409 15465627.25
  b) Borrowings @ 243399.99 469509.42 495794.59 248510.5 474581.69 501043.34
  c) Other demand & time liabilities 616672.76 662795.68 678132.25 632075.7 675310.78 752519.09
III BORROWINGS FROM R.B.I. (B) 92419.81 98308.18 96337.16 92454.84 98308.18 96337.16
  Against usance bills and / or prom. Notes            
IV CASH 95692.7 108528.13 109033.94 97605.01 111442.99 111952.15
V BALANCES WITH R.B.I. (B) 631651.6 764113.62 779186.21 652916.23 782678.72 797729.53
VI ASSETS WITH BANKING SYSTEM            
  a) Balances with other banks            
  i) In current accounts 17530.43 16080.22 11815.85 20245.88 18791.38 14376.29
  ii) In other accounts 124313.12 165651.48 160438.75 156878.77 200385.57 196146.9
  b) Money at call & short notice 7160.05 13885.76 12698.32 21071.85 29904.42 27499.42
  c) Advances to banks (i.e. due from bks.) 23657.6 41827.83 43997.14 24055.78 42330.98 44447.45 £
  d) Other assets 24746.86 55018.86 57282.48 27565.9 58541.61 60858.65
VII INVESTMENTS (At book value) 4709738.55 5067258.79 5102159.61 4850441.55 5213088.65 5249108.07
  a) Central & State Govt. securities+ 4708233.99 5066468.31 5101394.51 4842903.78 5207133.43 5242984.35
  b) Other approved securities 1504.56 790.48 765.09 7537.76 5955.22 6123.7
VIII BANK CREDIT (Excluding Inter Bank Advance) 10802792.66 # 12458657.86 12551085.11 11142191.03 # 12829087.54 12924839.24
  a) Loans, cash credits & Overdrafts $ 10594151.45 # 12220996.53 12315956.57 10931487.33 # 12588634.09 12686030.22
  b) Inland Bills purchased 31959.15 34216.25 34482.65 31972.47 34232.53 35347.66
  c) Inland Bills discounted 125165.15 156971.86 155895.22 126546.97 158994.08 157972.66
  d) Foreign Bills purchased 19494.31 16961.38 16918.11 19659.61 17177.22 17113.92
  e) Foreign Bills discounted 32022.59 29511.89 27832.55 32524.65 30049.66 28374.78
NOTE
* Provisional figures incorporated in respect of such banks as have not been able to submit final figures.
(A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
@ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
(B) The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo/ Term Repo/MSF are reflected under "Borrowings from RBI".
£ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).
+ Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.
$ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).
# Data adjusted for reporting errors by select Scheduled Commercial Banks

Food Credit Outstanding as on
(₹ in Crore)
Date 10-Sep-21 26-Aug-22 9-Sep-22
Scheduled Commercial Banks 69738.3 27760.98 28592.15
State Co-operative Banks 35817.79 45719.27 45718.92

The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight:137

Rupambara           
Director (Communications)

Press Release: 2022-2023/921


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