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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Sep 24, 2025
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2024-25 2024 2025
Jul. 26 Jun. 27 Jul. 11 Jul. 25
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 22288331 20945882 23131393 23030976 23054208
1.1.1 Demand Deposits 2698049 2444220 3072874 2802034 2876368
1.1.2 Time Deposits of Residents 19590283 18501662 20058519 20228941 20177840
1.1.2.1 Short-term Time Deposits 8788876 8288307 9002651 9079791 9057108
1.1.2.1.1 Certificates of Deposits (CDs) 527375 420069 516691 528946 507798
1.1.2.2 Long-term Time Deposits 10741960 10130153 11003241 11097523 11069799
1.2 Call/Term Funding from Financial Institutions 915248 935190 850218 855286 837554
2 Sources          
2.1 Domestic Credit 26156690 24247935 26419739 26438568 26502935
2.1.1 Credit to the Government 6697298 6312657 6696348 6715694 6726284
2.1.2 Credit to the Commercial Sector 19459392 17935278 19723391 19722874 19776651
2.1.2.1 Bank Credit 18243972 16813935 18486200 18469893 18501377
2.1.2.1.1 Non-food Credit 18207441 16785745 18421811 18410900 18444703
2.1.2.2 Net Credit to Primary Dealers 15458 16966 37618 19563 39782
2.1.2.3 Investments in Other Approved Securities 630 1111 454 554 544
2.1.2.4 Other Investments (in non-SLR Securities) 1199332 1103267 1199119 1232864 1234948
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 54514 -129622 114326 72021 73784
2.2.1 Foreign Currency Assets 529621 284197 577466 524521 526520
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 292270 247686 294252 294730 295619
2.2.3 Overseas Foreign Currency Borrowings 182837 166133 168887 157771 157117
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 791777 1229518 1327882 1352241 1298767
2.3.1 Balances with the RBI 882415 976073 933483 930199 918229
2.3.2 Cash in Hand 81874 99350 86671 84541 82475
2.3.3 Loans and Advances from the RBI 172512 -154094 -307728 -337501 -298063
2.4 Capital Account 2581908 2518965 2888296 2896498 2923604
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 807812 472008 603594 698238 685360
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 878795 732752 877929 814152 832554
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 118268 149498 135597 105815 140516
Figures in parentheses include the impact of merger of a non-bank with a bank.

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