Annual Report


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Date : Aug 29, 2008
Commercial Bank Survey

(Amount in Rupees crore)

 

Outstanding

Variations

 

as on

Financial year

April-June

Item

March 28,

2006-07

2007-08

2007-08

2008-09

 

2008

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

9

10

Components

 

 

 

 

 

 

 

 

 

C.I

Aggregate Deposits of Residents (C.I.1+C.I.2)

31,40,004

4,94,699

24.1

5,95,531

23.4

58,993

2.3

51,048

1.6

 

C.I.1

Demand Deposits

5,24,310

65,091

17.9

94,579

22.0

-41,898

-9.7

-76,061

-14.5

 

C.I.2

Time Deposits of Residents (C.I.2.1+C.I.2.2 )

26,15,695

4,29,609

25.5

5,00,952

23.7

1,00,890

4.8

1,27,108

4.9

 

C.I.2.1 Short-term Time Deposits

11,77,063

1,93,324

25.5

2,25,429

23.7

45,401

4.8

57,199

4.9

 

 

C.I.2.1.1 Certificates of Deposits (CDs)

1,66,642

52,943

 

69,200

 

9,315

 

-1,431

 

 

C.I.2.2 Long-term Time Deposits

14,38,632

2,36,285

25.5

2,75,524

23.7

55,490

4.8

69,910

4.9

C.II

Call/Term Funding from Financial Institutions

1,06,504

2,692

3.2

20,668

24.1

-2,984

-3.5

-1,664

-1.6

Sources

S.I

Domestic Credit (S.I.1+S.I.2)

35,07,759

5,01,718

21.2

6,41,799

22.4

36,539

1.3

75,597

2.2

 

S.I.1

Credit to the Government

9,58,661

75,316

10.7

1,82,603

23.5

50,067

6.5

30,064

3.1

 

S.I.2

Credit to the Commercial Sector

25,49,097

4,26,402

25.6

4,59,196

22.0

-13,527

-0.6

45,533

1.8

 

 

(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)

 

 

 

 

 

 

 

 

 

 

 

S.I.2.1 Bank Credit

23,61,914

4,24,112

28.1

4,30,724

22.3

-36,348

-1.9

30,534

1.3

 

 

S.I.2.1.1 Non-food Credit

23,17,515

4,18,282

28.5

4,32,846

23.0

-33,784

-1.8

24,786

1.1

 

 

S.I.2.2 Net Credit to Primary Dealers

3,521

-1,570

-35.9

721

25.8

-282

-10.1

-797

-22.6

 

 

S.I.2.3 Investments in Other Approved Securities

13,053

-1,255

-7.5

-2,405

-15.6

-384

-2.5

6,169

47.3

 

 

S.I.2.4 Other Investments
(in non-SLR Securities)

1,70,609

5,114

3.8

30,155

21.5

23,487

16.7

9,626

5.6

S.II

Net Foreign Currency Assets of

 

 

 

 

 

 

 

 

 

 

Commercial Banks
(S.II.1-S.II.2-S.II.3)

-70,196

5,004

-11.0

-29,585

72.8

2,817

-6.9

-19,748

28.1

 

S.II.1

Foreign Currency Assets

31,189

15,260

35.1

-27,564

-46.9

-8,312

-14.1

-8,211

-26.3

 

S.II.2

Non-resident Foreign Currency

 

 

 

 

 

 

 

 

 

 

 

Repatriable Fixed Deposits

56,935

8,185

13.8

-10,525

-15.6

-4,202

-6.2

1,789

3.1

 

S.II.3

Overseas Foreign Currency Borrowings

44,451

2,071

6.9

12,546

39.3

-6,928

-21.7

9,747

21.9

S.III

Net Bank Reserves
(S.III.1+S.III.2-S.III.3)

2,71,166

51,497

37.2

81,050

42.6

6,468

3.4

28,396

10.5

 

S.III.1

Balances with the RBI

2,57,122

53,161

41.8

76,900

42.7

378

0.2

24,277

9.4

 

S.III.2

Cash in Hand

18,044

3,093

23.7

1,905

11.8

-54

-0.3

1,730

9.6

 

S.III.3

Loans and Advances from the RBI

4,000

4,757

 

-2,245

 

-6,144

 

-2,388

 

S.IV

Capital Account

2,72,622

25,074

14.1

69,821

34.4

26,813

13.2

42,991

15.8

S.V

Other items (net)
(S.I+S.II+S.III-S.IV-C.I-C.II)

1,89,598

35,754

24.4

7,244

4.0

-36,996

-20.3

-8,129

-4.3

 

S.V.1

Other Demand & Time Liabilities (net of S.II.3)

2,53,905

51,383

32.3

43,576

20.7

-15,020

-7.1

-13,456

-5.3

 

S.V.2

Net Inter-Bank Liabilities (other than to PDs)

10,797

-11,239

-44.7

-3,105

-22.3

-533

-3.8

-6,824

-63.2

Note : Data are provisional.


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