Annual Report


Note : To read the chapter of your choice, please click on the links below. You can also read past reports by accessing the archives in the right panel.
(194 kb)
Date : Aug 25, 2020
Contents
PART ONE: THE ECONOMY- REVIEW AND PROSPECTS
I. ASSESSMENT AND PROSPECTS
Assessment of the 2019-20 Experience
Prospects for 2020-21
II. ECONOMIC REVIEW
The Real Economy
Price Situation
Money and Credit
Financial Markets
Government Finances
External Sector
PART TWO: THE WORKING AND OPERATIONS OF THE RESERVE BANK OF INDIA
III. MONETARY POLICY OPERATIONS
Monetary Policy
The Operating Framework: Liquidity Management
Monetary Policy Transmission
Sectoral Lending Rates
IV. CREDIT DELIVERY AND FINANCIAL INCLUSION
Credit Delivery
Financial Inclusion
Financial Literacy
V. FINANCIAL MARKETS AND FOREIGN EXCHANGE MANAGEMENT
Financial Markets Regulation Department
Financial Markets Operations Department
Foreign Exchange Department
VI. REGULATION, SUPERVISION AND FINANCIAL STABILITY
Financial Stability Unit
Department of Regulation
Commercial Banks
Cooperative Banks
Non-Banking Financial Companies
Department of Supervision
Commercial Banks
Urban Cooperative Banks
Non-Banking Financial Companies
All Supervised Entities
Enforcement Department
Consumer Education and Protection Department
Deposit Insurance and Credit Guarantee Corporation
VII. PUBLIC DEBT MANAGEMENT
Debt Management of the Central Government
Debt Management of State Governments
VIII. CURRENCY MANAGEMENT
Developments in Currency in Circulation
Currency Management Infrastructure
Expenditure on Security Printing
Bharatiya Reserve Bank Note Mudran Private Limited
IX. PAYMENT AND SETTLEMENT SYSTEMS AND INFORMATION TECHNOLOGY
Department of Payment and Settlement Systems
Department of Information Technology
X. COMMUNICATION, INTERNATIONAL RELATIONS, RESEARCH AND STATISTICS
Communication Processes
International Relations
Government and Bank Accounts
Managing Foreign Exchange Reserves
Economic and Policy Research
Statistics and Information Management
Strategic Research Unit
Legal Issues
XI. GOVERNANCE, HUMAN RESOURCES AND ORGANISATIONAL MANAGEMENT
Governance Structure
Human Resource Development Initiatives
Enterprise-Wide Risk Management
Internal Audit/Inspection
Corporate Strategy and Budget Management
Rajbhasha
Premises Department
Annex
XII. THE RESERVE BANK’S ACCOUNTS FOR 2019-20
Balance Sheet
Statement of Significant Accounting Policies for the year ended June 30, 2020
Income
Expenditure
Annex I: Chronology of Major Policy Announcements: July 2019 to June 2020
Annex II: Chronology of Major Policy Announcements to Mitigate the Impact of COVID-19
Appendix Tables
BOXES
II.1.1 : Macroeconomic Impact of COVID-19
II.1.2 : Climate Change - The Challenges for Indian Agriculture
II.3.1 : Impact of COVID-19 on Monetary and Credit Aggregates
II.4.1 : Impact of Special Operations by the Reserve Bank on Financial Markets
II.4.2 : India’s Financial Markets: Impact of COVID-19
II.6.1 : Global Value Chains in Pandemic Times
II.6.2 : Capital Flows and Foreign Exchange Reserves: An Analytical Perspective on Absorptive Capacity of the Domestic Economy
III.1 : Voting Diary of the Monetary Policy Committee, 2016-20
IV.1 : Report of the Internal Working Group to Review Agricultural Credit and Implications for Agriculture Sector
V.1 : Foreign Exchange Market: Improving Access, Transparency and Pricing
V.2 : Unconventional Tools of Liquidity Management: The Recent RBI Experience
VI.1 : Secondary Market for Corporate Loans
VI.2 : Governance in Primary (Urban) Cooperative Banks (UCBs)
VI.3 : Core Investment Companies (CICs)
VI.4 : Environment, Social and Governance (ESG) Policy
VI.5 : Benchmarking to G20 High Level Principles on Financial Consumer Protection
VI.6 : Survey of Customer Satisfaction from the Offices of Banking Ombudsmen (OBOs)
VI.7 : The Significance of Reserve Ratio in Deposit Insurance (DI): A Cross-Country Perspective
VII.1 : Consolidated Sinking Fund (CSF) and Guarantee Redemption Fund (GRF) Schemes of States: Relevance in Current Scenario
VIII.1 : Mobile Aided Note Identifier (MANI) for the Visually Impaired
IX.1 : COVID-19 Crisis: Implications for Payment Systems
IX.2 : NEFT 24X7
X.1 : Public Awareness Campaign through SMS
X.2 : Framework on Currency Swap Arrangement for SAARC Countries, 2019-22
X.3 : e-Kuber and Tax Information System (TIN) 2.0: Integration for Direct Taxes
XI.1 : Progress on Implementation of Strategy Framework – Utkarsh 2022
XI.2 : Reserve Bank’s Business Continuity Plan (BCP) for COVID-19 Pandemic
APPENDIX TABLES
1. Macroeconomic and Financial Indicators
2. Growth Rates and Composition of Real Gross Domestic Product (At 2011-12 Prices)
3. Gross Savings
4. Inflation, Money and Credit
5. Capital Market - Primary and Secondary
6. Key Fiscal Indicators
7. Combined Receipts and Disbursements of the Central and State Governments
8. India’s Overall Balance of Payments
9. Foreign Direct Investment Flows to India: Country-wise and Industry-wise

Top