Reserve Bank of India

fpibh fBek;h ;/tk (iwQK fBek;h)

ftXhts fBod/;a

foiaot p?Ie

fBgNkok ns/ ndkfJrh f;;Nw ftGkr

e/Idoh dcaso

w[z[pJh

iBtoh, 2007

;ko

bVh BzL ft;ak

1- ;ehw dk ;zy/g f;ob/y

2- gqGkt dh fwsh

3- wzst

4- gfoGk;aktK

5- y/so

6- ;z;Ekge gqpzX

7- JhH;hHn?;HnEkoNh e'b fJ; dh tos'I tkbhnK ;z;EktK dh ofi;Nq/;aB

8- j'J/ fBt/;a dh fsnkoh

9- fBt/;a j'Jh ;wZroh dh :ehBh ;Za[Xh bJh tos'eko dh fiazw/tkoh

10- b?D d/D d/ ftZu j/okc/oh Bkb ehsh spdhbh fto[ZX ;[oZfynk gqpzX

11- j'J/ fBt/;a dh gkbDk

12- pkjoh EktK d/ e/IdoK bJh fBt/;a ckJhbK dh gkbDk

13- fBt/;a ckJhbK dk g[;aNheoD

14- v[gbhe/N foekov

15- iwQK foekov Bkb pjh yaksk

16- g[;aNheoD vkNK fog'oN

17- fBt/;a j'Jh ;wZroh dh tkg;h ;'X

18- fB;afus EK dhnK p?Iek bJh fBek;h fog'oNK ns/ fBek;h fBgNkok

19- ;ogq;s p?Ie bJh fBgNkok fog'oN

20- nwb ftu fbnKdhnK f;ZNk eZYhnK N/gK|cbkghnK dh tkg;h

21- f;ZNk eZYhnK N/gK dh ;gbkJh p?IeK B{z fog'oN ns/ fBek;h fBgNkok

22- cbkgh iK N/g dh 5 fdB pknd b/N gkbDk

23- ;ogq;s p?Ie tb'I r?o iwQK nkJhNwK dh tos'I tkb/ d/ yaks/ ftu iwQK eoBk

24- f;ZNk N/gK dh ;zGkb dk ;wK

25- fB;afus EK tkb/ yaksk XkoeK B{z jdkfJsK

26- fB;aufs EK tkb/ yaksk XkoeK B{z JhH;hHn?;Hs/ ;{uBk

27- tZX s'I tZX ns/ xZN s'I xZN b?D d/D dh frDsh

28- ;/tk ch;K

29- tkg;h ch;K

30- ftXhrs fBod/;aK ftu ;'XK

nzsek

e/IdoK dh ;{uh

fpibJh fBek;h ;/tk (iwQK fBek;h) dh ;ehw

;ehw dk ;zy/g f;ob/y

1- ;ehw fpibJh fBek;h ;/tk (iwQK fBek;h) Bkb ikDh ikt/rh ns/ pknd ftZu JhH;hHn?;H(eo?fvN) Bkb ;zp'Xs j't/rh.

gqGkt dh fwsh

2- fJ; ;w/I ;ehw Gkosh foiaot p?Ie d/ 15 e/IdoK (fiZE/ foiaot p?Ie d[nkok fBek;h xo pDkJ/ rJ/ j'D) ns/ gpfbe ;?eNo d[nkok pDkJ/ rJ/ j'o fBek;h xoK fty/ ubkJ/ ik oj/ e/IdoK dh ;{uh nzsek ftu fdZsh rJh j?. id'I ;ehw dk d{i/ e/IdoK sZe ft;Eko j't/rk nzsek fwsh nzs sZe eo fbnk ikt/rk.

wzst

3- fJ; dk T[d/;a fiankdk frDsh ftu b?D d/D bJh nfijk pdbtK Yzr w[jZJhnk eotkT[Dk j? fi; ftu tX/o/ ekriah ekotkJh B{z o'fenk ik ;e/ fi; Bkb ndkfJrh ekoi e[;absk ftu ;[Xko nk ;e/ ns/ p?IeK ns/ ezgBhnK| ekog'o/;aBK|;oekoh ftGkrK tb'I rkjeK B{z fpBK o[ektN ndkfJrh ;/tk ;j{bsK fdZshnK ik ;eD.

4- gfoGk;aktK

i- yagsekoL ;ehw nXhB yagseko, ezgBhnK|ekog'o/;aBK|;oekoh ftGkrK ik e'Jh j'o ;z;EktK fiBQK dh tZvh frDsh ftu bkGgksohnK dh E'e ndkfJrh gqGkts j[zdh j't/, B{z ;zp'XB j't/rk.

ii- ;ogq;s T[; p?Ie B{z ;zp'Xs j't/rk i' yagseko d/ J/i?IN ti'I yagseko d[nkok fsnko ehshnK ndkfJrh jdkfJsK ;pzXh u[zpeh N/g|cbkgh|B?;aBb ebhnfozr n?BH;hH;hH|ebhnfozr jkT{; B{z d/D ti'I ezw eo/rh, i' foiaot p?Ie |d[nkok wB'Bhs ehs/ foiaot p?Ie (i' Gkosh foiaot p?Ie B{z ;zp'XB j't/rk)|fBek;h J/iz;h B{z yakfsnK ftu fJzdoki bJhnK d/;a d/t/rk.

iii- B?;aBb fBek;h ;?b (n?BH;hH;hH)|fBek;h xo (;hHn?uH) fJj ;EkBe ;akj{eko d/ fBek;h xo iK Gkosh foiaot p?Ie d[nkok g?dk ehsh fe;/ nfijh j'o J/iz;h i' u[zpeh whvhnk (N/g|cbkgh|;hHvhH|g?B vokJht|t?p ;oto) s/ gqkgs ndkfJrh jdkfJsK ;ogq;s p?Ie s'I gqkgs eo/rh ns/ Gkosh foiaot p?Ie yakfsnK ftu fBgNko/ bJh ;pzXs fBek;h fog'oNK dk f;oiD eo/rh. Gkosh foiaot p?Ie d[nkok pDkJ/ rJ/ ;z;EkBe gqpzX nzsw j'Dr/.

iv- ;ehw nXhB wzibh yakskXkoe bkGgksohnK bJh ;zp'XB j't/rk i' nkgD/ p?Ie yakfsnK s'I iwQK g{zih yagseko s'I f;ZXh ndkfJrh gqkgs eoBh g;zd eoBr/.

v- wzibh p?Ie ;akyktK T[BQK p?Ie ;akyktK bJh ;zp'XB j'DrhnK fiZE/ wzibh yakskXkoe nkgDk p?Ie yaksk y'b/rk s/ fJj iwQK g{zih dh ndkfJrh JhH;hHn?;Hd[nkok j't/.

y/so

;ehw ftu j/m fby/ bZSDK dk b?D d/D nkt/rkL

ii- fJeZb/ yagseko s'I tZvh frDsh d/ wzibh yakskXkoeK d/ nkXko s/ ehsk ikD tkbk b?D d/D

iii- iwQK g{zih b?D d/D Bkb ;pzXs T[j tX/o/ wzibh p?Ie ;akyktK fijVhnK ;EkBe p?Ieoi fBek;h xo d/ x/o/ ftu nkT[IdhnK j'D.

iv- yagseko s'I wzibh yksk XkoeK B{z iwK nkd/;a (N/g|cbkgh|;hHvhH|g?B vokJht) fpibJh ;hvhnK ckow s/ i' ezfgT{No s/ nwb ftu fbnKd/ ik ;eD) j'D/ ukjhd/ jB ns/ fJj ;ogq;s p?Ie fBoXkos ckow s/ j'D/ ukjhd/ jB sK i' fJBQK dk yagsekoK d/ yakfsnK ns/ wzibh p?Ie ;akyktK d/ bkGgksohnK d/ yakfsnK ftu iwQK d/ fJzdoki j' ;eD. nfijh ;{uBk ;ogo;s p?Ie d/ t?p ;oto dh ;/tk ;akyk d[nkok ;pzXs t?p;kJhN s/ ngb'v eo b?Dh ukjhdh j?, i/ fBek;h xo ftu nfijh ;[ftXk T[gbpZX j't/.

v- fBZih iwQK nkJhNwK oew s/ fpBK fe;/ ;hfbzr s'I iK yagseko tb'I do;kJ/ nB[;ko ns/

vi- ;/tk|w[Zy ;akyktK dhnK w?IpoK p?IeK T[gbpZX w{b G{s YKu/ d/ gZXo dk gsk bkT[D s'I pknd n?BH;hH;hH|;hHn?uH d[nkok do;kJ/ nB[;ko tX/o/ p?IeK fty/ tX/o/ frDsh d/ bkGgksohnK d/ eJh soQK dhnK iwQK g{zihnK ns/ yagsekoK yakfsnK d/ fJe p?Ie fty/ fJefjo/ fJzdokiK ftu ;akwb nfijhnK tX/o/ b?D d/D ndkfJrhnK.

;z;EkBe gqpzX

6- fBek;h fBgNkfonk dh rDBk bJh Gkosh foiaot p?Ie dh iwQK yaksk ftGkr| ebhnfozr J/iz;h ns/ wzia{bh p?IeK B{z ;pzzXs fBek;h fog'oNK dh ;gbkJh eoB ns/ yagsekoK dh gZXo s/ ;ogo;s p?IeK d[nkok g/;a ehs/ fBt/;a nzefVnK dh gqfeqnk bJh n?BH;hH;hH|(;hHn?uH) fiazw/tko j't/rk.

7- n?BH;hH;hH|;hHn?uH nwb w[ZfdnK s/ ;bkj d/D bJh fJe ;Nhnfozr ew/Nh pDkJ/rh fi; ftu xZN' xZN 5 ns/ tZX s' tZX 10 w?Ipo p?Ie ;akwb j'D. ew/Nh n?BH;hH;hH| ;hHn?u d[nkok ;Ekfgs ehsh ikt/rh ns/ fJ; dh fwnkd fJe ;kb j't/rh. ew/Nh dh fswkjh ftu xZN' xZN fJe whfNzr iao{o j't/rh.

8- n?BH;hH;hH|;hHn?uHd[nkok nkt/;a ehs/ nB[;ko fBgNkok nzefVnK d/ nkXko s/ p?Ie dh g[;seK ftu ;ogq;s p?Ie ns/ wzia{bh p?IeK d/ iwQK|T[Xko yakfsnK d/ Yzr d[nkok, Gkosh foiaot p?Ie d[nkok wB'Bhs, Gkosh foiaot p?Ie|fBek;h J/iz;h fBgNkok ;/tk w[jZJhnk eotkJ/rh.

nfij/ fBgNko/ nkw s"o s/ Gkosh foiaot p?Ie d/ dcaso d/ e/Ido ftZu Gkosh foiaot p?Ie d/ yakfsnK dhnK g[;seK ftu oZy/ ikDr/. JhH;hHn?;H nXhB :{Bhckow o?r{b/;aBi ns/ o{bi cko ebhnfozr jkT{;, fBek;h d/ uzr/ pekJ/ ns/ xZN pekJ/ j'D tkbh fBek;h bJh th fBgNkok fB:w ftu do;kJ/ nB[;ko bkr{ j't/rk.

yagsekoK dh ofi;N/q;aB

fijVhnK ;z;EktK JhH;hHn?;H ;j{bs gqkgs eoBk ukj[zdhnK j'D, nkgD/ nkg B{z n?BH;hH;h|;hHn?uHe'b ofi;Nov eotkT[D, yagseko ;z;Ek d[nkok nkgD/ ;ogq;s p?Ie B{z ckow Jh nzsek 4 ftu gqsh p/Bsh d/DrhnK. ;ogq;s p?Ie ofi;N/q;aB bJh nkgDh f;cko;a n?BH;hH;hH|;hHn?uH B{z G/i/rk. n?BH;hH;hH|;hHn?uHd[nkok nbkN ehsk frnk yagseko Bzpo ;ogq;as p?Ie d[nkok yagseko ;z;Ek j't/rk. gfjb/ fszB nze n?BH;hH;hH|;hHn?uH d/ e/Ido d/ fgzB e'v bJh j'Dr/ fit/I fe w[zpJh-400, ebeZsk-700 nrb/ gkJ/ nze b?D d/D dh fe;w dh gqshfBZXsk eoBr/. (fit/I bkGK;a, ftnki, sByakj nkfd ) ns/ nkyaoh fszB nze yagseko ;z;EK B{z nbkN ehs/ yagseko d/ Bzpo ti'I j't/rk. yagseko dh ofi;N/q;aB fJe e/Ido s/ j't/rh ns/ nbkN ehsk T[jh Bzpo d{i/ ;ko/ e/Idok s/ tofsnK ik ;e/rk.

fBt/;a fsnkoh

10- fBt/;a ckJhbK dk foekov Gkosh foiaot p?Ie tb'I ;w/I ;w/I fBoXkos ehs/ ckow/N ftu j'Dk ukjhdk j?. fBt/;a nzeV/ g?ok-5 (4) ftu do;kJ/ fd;ak fBod/;aK nB[;ko g/;a j'Dk ukjhdk j?. (fBt/;a dh fsnkoh fd;ak fBod/;a ns/ fBt/;a g/;aekoh nzeVk 2 fty/)

fBt/;a nzefVnK dh ;[aXsk d/ :ehBhgD bJh yagsekoK dh fiazw/tkoh

11- yagsekoK B{z wzia{bh yakskXkoeK tb'I gqkgs ikDekoh d/ jtkb/ ftu fBt/;a nzeVk ;a[Xsk :ehBh pDkT[Dh ukjhdh j?. n?BH;hH;hH|;hHn?uHB{z u[zpeh wkfXnw G/iD s'I gfjbK ;ogq;s p?Ie fJ; ;pzXh yagseko s'I jbc bt/rk.

gkorwB ftu nzeV/ ftu X'y/pki spdhbh fto[ZX ;[oZfynk Yzr

12- n?BH;hH;hH|;hHn?uHB{z ;ogq;s p?Ie s'I fBt/;a nzeV/ gqkgs eoB/ ukjhd/ jB. nzefVnK dh o;s/ ftu X'ypkih Bkb j'D tkbh spdhbh s'I puD bJh, n?BH;hH;hH|;hHn?uHT[BQK d/ w;ato/ ;fjs fBt/;a ckJhbK u[zpeh wkfXnw Bkb ;hb ehs/ fbckc/ ftu gqkgs eo/rk. ;ogq;s p?Ie s'I gqkgs ehs/ fBt/;a nzefVnK ftu yagseko dh ;fjwsh s'I fpBK e'Jh spdhbh BjhI eo/rk.

fBt/;a p/BshnK

13- fBt/;a p/BshnK d' gZXo dhnK j'DhnK ukjhdhnK jB- N?;N p/Bsh (nwb g[;aNheoB bJh ) N?;N p/Bsh Gkosh foiaot p?e d[nkok fBoXkos fwnkoK nB[;ko fBt/;a fsnkoh ti'I s;dhfenk j'Dk ukjhdk j? ns/ nzefVnK dh fBek;h d/ fBgNko/ dh ekotkJh s'I gfjbK yagseko B{z fJBQK ftu ;'X dk tkip w"ek fdZsk ikt/. n?BH;hH;hH|;hHn?uH g?ok 15 s'I 25 ftu do;kJ/ nB[;ko fJ; N?;N fBt/;a dh nkw g[;aNh ;w/s N/g|cbkgh (vhHthHnkoH) w[jZJhnk eo/rk. fJ; ftu iwQK e[Zb iwQK foekov ns/ e[b frDsh d/ ;'X/ t/ot/ oew (CREDIT CONTRA) foekov j'Dk ukjhdk j?. yagseko n?BH;hH;hH|;hHn?uHe'b' g[;aNheoB s;dhe eotkJ/rk ns/ g[;aNheoB dh g[;aNh dk c?;bk eoe/ fBt/;a ckJhb gqfeqnk fBgNko/ bJh iK ;zgkdB|;'X bJh cbkgh|N/g w[V g/;a eo/rk. i/ oZd ehsk foekov ekch j't/ sK nzefVnK d/ foekov ftu th ;'X ehsh ikt/ ns/ fJj skiak N?;N fBt/;a ti'I g/;a ehsk ikt/.

j?ve[nkNo s'I d{o e/IdoK d/ fBgNko/ bJh fBt/;a ckJhbK dhnK p/BshnK

14- ;ogq;s p?Ie tb'I yagsekoK d/ nzefVnK dhnK fJe EK s/ o;hdK bJh p/BshnK dk Gkt, i/ nzeVk N/gK tX/o/ o{g ftu ns/ e/Ido tkJhi j'D s/ n?BH;hH;hH|;hHn?uHfJBQK B{z JhH;hHn?;H d/ fJe s'I tX/o/ e/IdoK bJh nzeVK G/iD dh fizw/tkoh b?D s/ ftukohnK ik ;edhnK jB. nfij/ yagseko fJBQK nzefVnK B{z e/tb n?BH;hH;hH, n?wHghHNh, w[zpJh, n?BH;hH;hH,n?BHghHNhHfty/ nzefVnK dh g[;aNh eotkT[D ns/ jo/e e/Ido bJh nzeVk g[;aNheoD fog'oNK dh fJe tko ehsh rJh g[;aNh s/ n?BH;hH;hH, n?BHghHNhH T[j (nzeVk g[;aNheoD fog'oNK) n?BH;hH;hH|;hHn?uH B{z wziabh e/IdoK s/ fBgNkok gqfeqnk bJh G/i/rk. ;ogq;s dk yaksk w[zpJh fty/ fJzdoki j't/rk.

fBt/;a ckJhbK dk g[;aNheoB

15- w[Yb/ gZXo s/ gqkgs ;kohnK e'v fBoXkos(Encrypted) ckJhbK dk Gkt g[;aNheoD fBoXkos eoBk jh j? fe ckJhbK gqkgs ehshnK ikD iK BK fJBQK yagseko dk BK, Bzpo i' n?BH;hH;hH|;hHn?uHtb'I nbkN ehsk j? . ;ogq;s p?Ie dk e'v bZGDk s/ yagseko bJh gfoGk;as j'o g?wkB/ she ikDr/.

16- ckJhbK ftu yagseko d/ t/ot/ ti'I (tZyok e'v yagseko Bzpo ns/ yagseko dk BK) ;ko/ nzeV/ fJe ;ko j'D/ ukjhd/ jB, yagseko dh tko tko ;{uBk dk wzst ;ko/ nzeVk foekovK B{z ;t? g{oB pDkT[Dk j?. fJ; bJh iwQK foekov d/ t/ot/ ftu fJe Bkb'I tZyok ftgohs G[rskB (CREDIT CONTRA) foekov oZd eo fdZsk ikt/rk.

17- wziabh yaksk t/ot/ d/ d' Gkr j'Dr/-wziabh tZyok e'v ns/ wziabh yaksk Bzpo fiZE/ yaksk XkoeK iK bkGgksohnK dk nkgDk yaksk y'fbQnk j't/rk ns/ fi; bJh iwQK bkr{ j't/rk. wziabh tZyok e'v j't/rk. JhH;hHn?;H e'v Bzpo d/ ezg?Ivhnw dh ;{uh ftu tkip n?wHnkJhH;hHnkoH ;kcN e'v nzeVk foekov ftu ;akwb j?, g[;aNheoD ti'I o'iakBk tKr u?e eo/rh.

18- j?v e[nkNo s'I d{o d/ wziabh tZyo/ e'v s'I fpBK ;ogq;s p?Ie dh gqsh p/Bsh oZd eo fdZsh ikt/rh.

19- yaksk Bzpo t/ot/ nzeVk foekov ftubk iao{oh y/so j?. eo?fvN foekov ftu nzsek-11 nXhB wZd Bzpo ftu doi yaksk Bzpo tZX s'I tZX 15 nzeK ftu j't/rk. yaksk Bzpo dh ;{uBk d/ y/so s'I fpBK foekov oZd ;wfMnk ikt/rk.

20- fBih iwQK foekov bJh e'Jh nrbh ;hwk BjhI j't/rh. yagseko dh ;ogq;s tb'I do;kJh rJh ;hwK d/ t/oftnK dh g[;aNh bJh T[; d/ nkd/;a nB[;ko tkX{ g?wkBk j't/rk.

ckJhbK-1 uzz[peh ;kXBk ftu B[e;

2- Gkosh foiaot p?Ie d/ yaks/ d/ fJzdoki bJh ;ogq;s p?Ie d/ nkd/;a ftu fdZsh eo?fvN e'INok foekov dh ehws s'I tX/o/ doi ehws iK eo?fvN e'INok foekov JhH;hHn?;H b?D d/D e'v Bk j'D dh ;{os ftu

3- eo?fvN e'INok foekov ftu ;ogq;s p?Ie tb'I yagseko d/ BK Bzpo ns/ ;koN e'v tkip Bk j'Dk.

foekov 1- wziabh ;zy/g e'v Bktkip iK Bk j'Dk

2- yaksk Bzpo ns/ yaksk Bk j'Dk

v[gbhe/N foekov

22- yagseko iwQK jtkbk (nzsek-111 ftu ) dh wZd10 nXhB e'Jh j'o p/i'V ;aBkyash Bzpo T[;/ iwQK jtkbk fto[ZX fJe s'I tX/o/ iwQK b?D d/D (fit/I fe yaksk gzBk Bzpo iK fjZ;k|foDgZso ;oNhfce/N BzpoK dh nkfrnk BjhI j't/rh. yagseko B{z fBt/;a ckJhb g/;a eoB s'I gfjbK fJ; pko/ g{ok fXnkB oZyDk ukjhdk j? ns/ :ehBh pDkfJnk ikt/ fe fe;/ th iwQK foekov dh fBt/;a ckJhb ftu yagseko jtkbk d[jokfJnk Bk ikt/.

iwQK foekovK ftu ;jh yaksk Bzpo|tjhyaksk gzBk Bzpo

23- wziabh ;ogq;s p?Ie ;akyktK fty/ bkGgksohnK d/ yakfsnK d/ pjh yaksk Bzpo|pjh yaksk gzBk BzpoK s'I fpBK iwQK foekov oZd BjhI j'D/ ukjhd/ feT[Ife eJh ;akyktK ftu yaksk Bzpo pjh yaksk BzpoK|pjh yaksk gzBk BzpoK s'I fpBK jh p/i'V ;aBkyash jB, wziabh p?Ie ;akyktK dhnK fBek;h fog'oNK ftu fJj yaks/ c[Neb pjhnK fto[ZX do;kJ/ ikD/ ukjhd/ jB.

nzeVk ;g;aNheoD fog'oNK (vhHthHnkoH)

24- id'I fBt/;a ckJhbK JhH;hHn?;HckJhb ftu'I gqkgsh |g[;aNheoB BohyDK ftu'I r[ioD, n?BH;hH;hH|;hHn?uH ;ogq;s p?IeK B{z gqkgsh iK j'ot/I ;{fus eoB. nfijk nzsek ix ftu fdZs/ ckow?N nB[;ko g[;aNheoB N/g|cbkgh ;fjs nzeVk g[;aNheoB fog'oN (vhHthHnkoH) okjhI ehsk ikt/. vhHthHnkoH(nzeVk g[;aNheoB fog'oN) ckJhb s'I gqkgs j'J/ foekovK dh ehws ns/ e[b frDsh ns/ g[;aNheoB gqfeqnk d"okB rbsh d/ t/ot/ do;kJ/rh. i/ g[;aNheoB gqfeqnk d"okB rbsh d/ t/ot/ do;kJ/rh. i/ g[;aNheoD gqfeqnk d"okB gqkgs j'Jh e[b iwQK foekov ehws pekfJnk fJzdoki foekov ftu do;kJ/ s'I e'Jh tZyoh j'Jh. (fit/I foekov dh u?e oew ftu g/;a ehsh e'v ;{uBk iwQK foekov d/ 10 fjzd;/ j'Dr/ i' ;'X dh sbk;a j'Dr/, i/ e'Jh n?BH;hH;hH|;hHn?uHftu g[;aNheoD ftXh bJh pknd ftu ckJhb pDkJh rJh j't/. fJ; s'I fpBK oZd ehs/ iwQK foekov dh nk;kB ;aBkyas ;j{bs bJh, n?BH;hH;hH|;hHn?uHb?D d/D e'v pdb e/ 33 eo d/t/rk ns/ wZd dk bVh BzL9999999999 Bkb ckJhb eo/rk. yagseko fJj yaksk foekov vhHthHnkoHdh g[;aNh iK fBt/;a ckJhb ;zgkdB|;'X d/ c?;b/ dh w[V p/Bsh bJh gqkgs eo/rk.

26- oZd ehsk foekov e/tb e[M BzpoK s/ j't/ ns/ Encrypted N/g|cbkgh d/ ;ogq;s p?Ie tb'I w[V p/Bsh d[nkok vhHthHnkoHdh g[;aNh d/ e/; ftu JhH;hHn?;Hgqfeqnk uZeo w[V s'I j't/rk. Gkosh foiaot p?Ie fBek;h J/iz;h d/ iwQK yaksk ftGkr fty/ yaks/ d/ fJzdokiK bJh ;ogq;s p?Ie d/ nkd/;a nB[;ko Encrypted N/g|cbkgh Bkb j'Dh ukjhdh j?. nkd/;a s/ ;ogq;s p?Ie d/ ;woZE nfXekoh i' Gkosh foiaot p?Ie yaksk ubkT[D bJh nfXekos j't/, dh ;jh j'Dh ukjhdh j?. nkd/;a Bkb bVh rJh Encrypted N/g|cb'gh ns/ g[;aNheoD p/Bsh tkbk fdB jh JhH;hHn?;HuZeo dk gfjbk fdB fbnk ikt/rk.

fBt/;a nzeV/ dh ;'X|tkg;h bJh p/Bsh

;ogq;s p?IeK tb'I fJe tko g[;aNh j' u[Zeh s/ n?BH;hH;hH|;hHn?uH fty/ fBgNkok gqfeqnk ftu g? u[eh vhHJ/HthHckJhb dh tkg;h | ;/X dh nkfrnk BjhI j't/rh id'I fe Gkosh foiaot p?Ie dh okJ/ s'I fpBK p?IeK tb'I fBoXkos fwsh sZe b?D d/D dk fBgNkok BjhI ehsk ik ;edk.

wziabh p?IeK bJh fBek;h fBgNkok ns/ f;ZNk nzeVk

0-fdB s/ n?BH;hH;hH|;hHn?uHj/m fbfynk u[zpeh ;kXB (N/g|cbkgh|t?p ;oto) ftu f;ZNk vkNk pDkJ/rk. uz[peh ;kXBk dk t/otk f;ZNk ckJhb ftT[Is foekov ns/ f;ZNk ckJhb dh Bk ;thfeqsh th j/m fdZs/ nzeVk 111 s/ j?.

i wziabh p?Ie fBgNkok fog'oN (nzsek - xi s/ ckow/N)

ii wziabh ;akyk fog'oN (nzsek xii s/ ckow/N)

iii wziabh pjhyaksk fog'N (nzsek xiii s/ ckow/N )

(jo/e yaksk fe;w nXhB yaks/ fpBK pjh yaksk gzBk Bzpo c[Neb pjh yaksk fog'oN pDkJ/ ikD)

fJ; s'I fpBk n?BH;hH;hH|;hHn?uH(nzsek-v d/ ckow/N ftu ) p?Ie tko JhH;hHn?;HezNo'b fog'oN dhnK 2 gZehnK ekghnK pDkJ/rk. ;[aXsk ns/ nfXeko y/so s/ ;ko/ gZyK B{z do;kT[Idk ;[oZfyns u[zpeh ;kXB (cbkgh|N/g) f;ZNk vkNk ;ogq;s p?Ie B{z G/i/rk.

29- fJj N/gK|cbkghnK JhH;hHn?;HdhnK fog'oNK dhnK 2 gZehnK ekghnK ;fjs 0- fdB s/ (nzsek x) ftu ;ogq;s p?IeK ;/tk|w[Zy ;akyktK B{z G/i/rk. n?BH;hH;hH|;hHn?uHs'I T[BQK dh gqkgsh s'I pknd N/gK|cbkghnK d/ rtkuD|rbs tos'I dh fiazw/tkoh ;ogq;s p?Ie dhnK ;/tk|w[Zy ;akyktK dh j't/rh) ;ogq;s p?IeK dhnK ;/tk ;akyktK N/gK|cbkghnK dh gqkgsh s'I s[ozs pknd fJBQK dh fBek;h fog'oN dhnK gZehnK ekghnK pDkT[DrhnK ns/ nrb/ T[BQK dhnK ;pzXs ;akyktK B{z wziabh ;akyk fog'oNK ns/ T[;/ fdB T[go fdZs/ wziabh pjh yaksk doi eo/rk sK fe fpBK d/oh wziabh yaksk XkoeK d/ yakfsnK ftu nrb/ fdB iwQK j' ;eD, (fBgNkok fwsh fog'oN ftudoi ehsh ikt/). fBgNko/ d/ fdB s/ JhH;hHn?;HuZeo dk d{ik fdB n?BH;hH;hH|;hHn?uH;ogq;s p?IeK d/ yaks/ ftu gZso d[nkok (nzsek v) nkd/;a ehsh oew doi eo/rk ns/ wziabh p?Ie T[BQK d/ yakfsnK ftu d/oh Bkb iwQK eo/rk. bkGgksohnK d/ yakfsnK ftu fB;fus fwsh s'I pknd fe;/ d/oh Bkb iwQK j'Jh oew s/ ;ogq;s p?Ie ns/ d' gqsh;as ghBb ftnki d/D bJh fizaw/tko j't/rh. ghBb ftnki i/ e'Jh j't/ T[j wziabh yakskXkoeK d/ yaks/ ftu iwQK ehsk ikt/ Gkt/_ wziabh yakskXkoe eb/w Bk th wzr/.

;ogq;s p?IeK B{z fBgNkok fog'oNK

30- 0 fdB s/ ;ogq;s p?Ie B{z n?BH;hH;hH|;hHn?uHd[nkok yagsekotkJh; fBgNkok fog'oN dhnK (nzsek xiv d/ ckow/N s/) 2 ekghnK th G/ihnK ikDrhnK fiBQK ftu tkfb:{w ns/ b?D d/D ehws do;kJh j't/rh i' ;ogq;s p?Ie iwQK eo/rh ns/ fJj oew ;ogq;s p?Ie yakfsnK ftu fJzdoki eo/rh. ;ogq;s p?Ie tb'I fog'oN dh fJe ekgh yagseko B{z G/ih ikt/rh. fog'oN yk; yagseko dh gZXo s/ iwQK g{zih d/ b?D d/D d/ yk; Bzpo bJh ;ogq;s p?Ie s'I wziabh p?Iek B{z iwQK g{zih dh rtkjh ns/ n?BH;hH;hH|;hHn?uHd[nkok gqwkfDe ns/ ;jh ehsh j'Dh ukjhdh j?. fBt/;a nzefVnK d/ jtkb/ Bkb fog'oN dh ;a[Xsk ns/ vhHthHnkoHftu do;kJ/ oZd ehs/ foekov d/ t/oftnK dh fiazw/tkoh yagsekoK dh fiazw/tkoh j't/rh. ;zy/g vkN/ ftu e'Jh xkN i/ j't/ sK T[; ;pzXh n?BH;hH;hH|;hHn?uHd/ s[ozs fXnkB ftu fbnkT[Dh ukjhdh j?.

ekoi ftXh pknd f;Nk N/gK|cbkghnK dh tkg;h

i/ ;ogq;s p?Ie ;akyk yaksk pzd|pdbh nfij/ yaks/ Bjh, yaksk t/otk w/b BjhI yKdk nkfd d/ ekoDk eoe/ b?D d/D d/ t/ot/ iwQK BjhI eo ;edh sK (nzsek vi d/ ckow/N) ftu tkg;h fog'oN eoBh ukjhdh j?. fJj T[;/ iK d{i/ fdB ;/tk ;akyk iK w[y ;akyk Bz[ G/i d/Dh ukjhdh j?. ;kohnK ;pzXs ;akyktK s'I Bk iwQK j'JhnK wZdk o;hd s/, ;ogo; p?Ie dh ;/tk ;akyk dcaso dh iK fpBK ndkfJrh ti'I N/g|cbkgh ftu iwQK wZdK s/ off wkoe ehsk ikt/, Gkt e'v - 0 ns/ d{ihnK wZdk bJh Gkt e'v. iwQK foekov d/ ykbh ykB/ ftu y/so BzH 14 fty/ w[jZJhnK j't/rk. ;ogo;s p?Ie e'b gJh N/g|cbkgh ftu T[go'es ;{uBk µ[X o{g ftu :ehBh s"o s/ doi eoB dh fiazw/tkoh fJ;/ p?Ie dh j't/rh. iwQK| Bk iwQK j'D dhnK wZdK ;pzXh ;{uBk doi eoB s'I pknd fJj T[;/ fdB (d' fdB) NCC|CH Bz{ G/i fdZsh ikt/. f;ZNk ns/ fBt/;a ckJhb dh BZEh ekgh s/ cbkgh ;ogo;s p?Ie tb'I j;skyfos ehsh ikt/. ;akyk dh gZXo s/ fsnko ehsk frnk tkg;h whw' NCC|CH Bz{ ;ogq;s p?Ie|ygseko Bz{ fGitkT[D bJh G/fink ikt/. fJ; ftXh nXhB ;akyktK ;ogq;s p?Ie iK NCC|CH nkJhNwK d/ ra?o-G[rskB bJh e'Jh ndkfJrh BjhI G/i/rk. wziabh p?Ie ;akyktK d[nkok gqkgs j'J/ tkX{ iwQK T[Xko dk fBgNkok, cbkgh d[nkok ra?oFG[rskB ehshnK Bk iwQK gz{ihnK s/ nXko s/ vkNk fBek;h fBgNko/ okjhI gqGkt j't/rk. XICC/CH d{i/ fdB fog'N pDkJ/rh fe ;pzXs p?Ie ;ko/ bkGgksohnK dk T[Xko podk;as eo/rh ns/ e'Jh wZd ra?o-iwQK j'J/ fpBK Bk oj/.

32H wzibh p?IeK s'I tkg; j'fJnk fBt/;a vkNk dh o;hd s/ NCC|CH gfjbh ngDkJh fpibJh ;wk;a'XB gqDkbh b?D d/D gqfeqnk Bz{ iwQK j'fJnk foekov 44 s'I 22 Bkb ;'X eo/rh. NCC|CH fty/ tos/ rJ/ ;kcNt/no dhnK ubzs spdhbhnK Bkb ;pzXs e[M foekov oew u?e ehsh ikt/. vkNk ckJhb ftu j'Jh e'Jh spdhbh f;N/ ti'I vkNK e'v dh rbsh i' NCC|CH tZb'I ubkJh ik ojh nkw g[;aNheoD d[nkok nk;kBh Bkb fpnkB ftu nk iKdh j?

p?IeK Bz{ f;ZNk N/gK dh ;gbkJh ns/ fBek;h fBgNko/

33H fpibJh ;wk;a'XB gqDkbh d/ b?D d/D dh g[Bo gqfeqnk s'I pknd NCC|CH fBek;h fBgNko/ s/ ekoi eo/rk, fiE/ p?IeK d/ ykfsnK ftu doi ehsh ikt/rh wzibh p?Ie ykfsnK ftu iwQK j't/rh. fBgNko/ bJh fJe fdB oZfynk frnk j?. T[;/ fdB NCC|CH j/m fby/ nB[;ko w[jZJhnk eotkJ/rk.

Bk iwQK j'JhnK nkJhNwK dh ;KMh ;{uh (nzsek XX) ckow?N ftu ;kohnK wzibh p?IeK tb'I ;ogq;s p?IeK Bz{ ra?oFG[rskB ehshnK ;kohnK Bk iwQK j'JhnK ;KMhnk wZdK dh ;{uh

- f;ZNk N/gK (d' ekghnK) ;ko/ b?D d/D (tkip, oZd ns/ tkg; ehshnK nD iwQK ;kohnK wZdK nkc cb/w BKb wkoe ehshnK) ;'X dh s;dhe bJh ;ogo;s p?Ie ns/ fJe ekgh ygseko dh tos'I bJh b'VhIdh ekotkJh fjs G/ih rJh.

- ;ogo;s p?Ie dh nzsw fog'N (nzsek XVI d/ ckow?N ftu) n;b doi oew, pknd dh ra?o-iwQK nkJhNwK ti'I iwQK, ns/ fpibJh ;wk;a'XB gqDkbh bJh iwQK fBek;h nzsw oew d;okT[Idh fog'N

- wzibh p?Ie dh nzsw fog'N - wzibh p?Ie tko ;zy/g;ko fog'N fi; ftu nzsek XVII d/ ckow?N, ftu ;akyk tko pknd dk fJzdoki j't/.

34H NCC|CH d[nkok fe;/ nfij/ Yzr Bkb f;ZNk N/g dh e[Zb ehws s/ u?e oew i' fe pknd dh gqfeqnk d"okB fe;/ nD nfXekos ftnesh tb'I f;ZNk N/g dh pknd dh ;'X ti'I j't/.

3 fdBK pknd N/g iK cbkgh dh b/N gqshp/Bsh

35H i/ fe;/ wzibh p?Ie 2 fdBK ftu NCC|CH Bz{ cbkgh iK N/g g/;a eoB ftu n;cb ofjzdh j?, p?Ie ;ogq;s p?Ie ;akyk d/ fizBh S/sh j' ;e/ (3 fdBK se) ekT{INo s/ nkD iwQK wZdK dh ;{uh g/;a eo/ sK i' nfijh d/oh fog'N NCC|CH d[nkok f;ZNk N/g ftu doi ehsh ik ;e/ ns/ nD iwQK nkJhNwK fBek;h fBgNko/ ftu ;akwb th Bk ehsk ik ;e/. nfijhnK nkJhNwK bJh ndkfJrh fBgNkok ;pzXs wzibh p?Ie ns/ ;ogq;s p?Ie d"okB j't/rk. wzibh p?Ie tb'I ekT{INo g/;aekoh ftu fszB fdBK s'I tX/o/ j'Jh d/oh ekBz{Bh ekotkJh Bz{ gqGkts eo/rh. fBek;h xo dk gqXkB nfijh ekBz{Bh ekotkJh |p?Ie ftoZ[X pDdk c?;bk eo/rk.

;ogo;s p?Ie ra?o-iwQK dh ftXh ygsekoK d/ yks/ iwQK eo/rk

ra?o-iwQK nkJhNwKI dh fBek;h d[nkok ra?o-iwQK nkJhNwK fto[ZX ;ogo;s p?Ie iwQK gqkgsh dh Gkosh foiaot p?_e d[nkok T[;/ fdB ;ogo;s p?Ie d/ yks/, ygseko d/ yks/ ftu fBek;h d[nkok iwQK eo/rk.

f;ZNk N/gK dh ;KG ;zGkb dk ;wK

37H ;ogo;s p?IeK ns/ ygseko xN' xZN fszB ;kb f;ZNk N/gK B{z ;zGkb e/ oZy ;edhnK jB. f;ZNk N/gK dh NCC|CH fty/ th 3 ;kbK se ;zGkb e/ oZyhnK ikDrhnK.

wzibh ykskXkoeK B{z jdkfJsk

38H fJj ygsekoK dh fiazw/tkoh j? fe fpibJh ;wk;a'XB gqDkbh dhnK iwQK gz{ihnK dh wzibh ykskXkoek Bz{ jdkfJs eoBk. f;ZNK N/gK dh s[ozs o;hd s'I pknd ygseko wzibh yksk XkoeK Bz[ ndkfJrh d/ t/ot/, fwsh fi; s/ ndkfJrh ehsh ikDh j? ;fjs ndkfJrh j[ewK dh jdkfJs eo/rk. ygseko Bz{ fJ; gk;/ fXnkB d/ e/ :ehBh pDkJ/ fe ndkfJrh j[ew e/tb T[BQK wZdK (b?D d/D e'v 22) i' nzsw s"o s/ wzibh yksk XkoeK d/ ykfsnK ftu iwQK j'DhnK jB. oZd nkJhNwK (b?D d/D e'v - 33) ns/ nDiwQK nkJhNwK (b?D d/S e'v 44) ygseko tb'I fbnk ikDk ukjhdk j?. wzibh yksk XkoeK fiBQK ykfsnK ftu iwQK BjhI ehshnK ikDhnK jB, Bz{ th ygseko fJ; bJh b'VhId/ ekoDK ;fjs ns/ S/sh jh ndkfJrh d/ pdbt/ gqpzX d/ Gkt Bkb jdkfJs eo/rk.

39H i/ ygseko T[BQK jh bkGgksohnK jo fswkjh|wk;e iK tko tko tX/o/ nzsokbK s/ fpibJh ;wk;a'XB gqDkbh w;ahBheoD dh ndkfJrh bJh tos'I eodk j? ns/ fe;/ iwQK nkJhNw Bz{ nDiwQK j'D eoe/ tkg; eoB dh e'Jh ;zGktBk BjhI j?, fpibJh ;wk;a'XB gqDkbh s/ j'J/ fBgNkfonK dh fwsh do;kT[Idh ;{uBk fJe ;kb ftu fJe tko ikoh ehsh ikt/. fJj jdkfJs jo ndkfJrh w"e/ w[V ikoh j'Dh ukjhdh j?. fJj ftXh ezgBhnK|ekog'o/;aBK d/ wk;e|fswkjh ftnki dh ndkfJrh bJh nfsnzs YZ[ethI j?, fiE/ vkNk ckJhb ftu xZN s'I xZN ;'XK j'D ns/ tkg;h dh ;zGktBk brGr fBb j't/.

40H wzibh yksk XkoeK dh jdkfJs s/, wzibh p?Ie ;akyktK iwQK ;kXBK d/ ;g;aNheoD bJh fiazw/tkohnK xZN j'DrhnK id'I yksk XkoeK tZb'I nfijk eoB bJh fejk ikt/. fpibJh ;wk;a'XB gqDkbh d[nkok gk; p[Ze|yksk ;koDh ftu b?D d/D dk fJzdoki ekch ;g;aN j'Dk ukjhdk j? (fpibJh ;wk;a'XB gqDkbh dk gk; p[Ze fJzdoki nkJhNw tko i' T[rokjh Bz{ fpibJh ;wk;a'XB gqDkbh d/ jtkb/ Bkb fdZsk j't/) j'Dk ukjhdk j?. wzibh p?Ie yksk XkoeK Bz{ e'Jh tZyoh :'r jdkfJs BjhI d/t/rk. i/ ;ogq;s p?Ie| ygseko ndkfJrh nkd/;a wzibh p?Ie ;akyktK d[nkok G/idk j? sK fpibJh ;wk;a'XB gqDkbh s'I pkjo ekoih YKu/ ftu tZyok gqpzX ftukfonk ikt/.

fpibJh ;wk;a'XB gqDkbh s/ ;{uBk gqkgs eoB bJh wzibh yksk XkoeK dk nfXeko

41H id'I wzibh yksk Xkoek s'I ygseko ftebg wzrdk j?, ygseko wzibh yksk Xkoek Bz{ fbysh ;wMD:'r o{g ftu ;{fus eo/rk fe gqkgs ndkfJrh dh ftXh fBo'b s"o s/ ;t?fJSs j? ns/ wzibh yksk Xkoe Bz{ (nzfsek VII d/ Bw{B/ ftu) g{ot B'fN; d/D s'I pknd tkg;h dk nfXeko j't/rk.

42H fpibJh ;wk;a'XB gqDkbh d[nkok ndkfJrh gqkgs eoB bJh ftebg gqfeqnk eoB ;w/I wzibh yksk Xkoe T[;dk 1H yksk BzH 2H pjh yksk BzH|pjh yksk gzBk BzH 3H yks/ dh fe;w (fit/I fe pus p?Ie yksk iK ukb{ yksk) ns/ 4H p?Ie ns/ ;akyk dk BK tZyo/ e'vk Bkb, t/ot/ w[jZJhnk eotkJ/rk. ;zy/g e'v (f;Nh p?Ie -;akyk e'v) ;{uBk p?Ie tZb'I T[; Bz{ t/y e/ T[gbZpX eotkJh ikt/rh. wzibh yksk Xkoek d[nkok ;zpXs ckow s/ w[jZJhnk ehs/ ikD tkbh ;{uBk ;kc s/ wzrK ofjs j'Dh ukjhdh j?. p?Ie ;akyK s/ bkG gkso fiE/ T[;B/ yksk y'fbQnk j'fJnk j?, T[goe's bVh BzH 1 s'I 4 sZe doi t/ot/ s;dhe eoe/ d/t/rk. fJ; bJh bkG gkso s'I ch; b?D d/ c?;b/ dk nfXeko p?Ie dh ;P?fJZSk s/ fBoGo eo/rk. bkG gkso T[go'es dZ;/ nB[;ko ;oNhfce/N dk gfjbk gzBk th ygseko tZb'I nkgD/ yks/ d/ t/ot/ d/ s;dheheoB ti'I g/;a eo ;edk j?. T[fuZs ygseko tb'_ rkjeK|fBt/;aeK bJh nkdo;a gZso ckow nzfsek VII s/ fdZsk frnk j? ns/ nkdo;a nkd/;a ckow nzfsek VIII s/ fdZsk frnk j?. ygseko ;wZrohnK w[jZJhnk eotkT[D bJh wkvb gZso|wkvb nkd/;a ckow nkgDh u'D nB[;ko tos ;edk j?. fiZE/ ygsekoK B/ p?Ie ;akyk yksk fe;w, pjh yksk BzH ns/ pjh yksk gzBk BzH nkfd t/ot/ bkG gkso dh p?Ie ;akyk tZb'I gfjbK jh s;dhe/ jB, fJj fpibJh ;wk;a'XB gqDkbh nXhB p?Ie ykfsnK d[nkok e/tb bkG gksoK Bz{ ;{fus eoB s'I pknd fGitkT[D bJh tos/ ik ;ed/ jB.

43H xZN' xZN b?D d/D frDsh f;o/ ukVQB bJh e'Jh ;aos BjhI j't/rh. go ftuko:'r j? fe ;ehw tX/o/ b?D d/D bJh fsnko ehsh rJh j?, NCC/CH fwb e/ fJe fdB ftu fJe s'I tX/o/ fBt/;a p/BshnK dk fBgNkok eoBrhnK. fJ; soQK ;ogq;s p?Ie NCC|CH Bkb ;bkj w;atok eoe/ nzfsw fwshnK fBoXkos eo/rh.

xZN' xZN ns/ tZX s'I tZX b?D d/D dh frDsh

44H xZN s'I xZN frDsh d/ b?D d/D ftu fe;h gqeko dk nB[pzX BjhI j't/rk. gozs{ fJj ftuko eod/ j'J/ fe :'iBk Bz{ tZvh frDsh d/ b?D d/D bJh T[;kfonk frnk j?, NCC|CH fJe fdB ftu fJe s'I fiankdk iwQK eokJ/ rJ/ b?D d/D dk fBgNkok eo ;edh j?. fJ; bJh ;gK;oeosk p?Ie Bz{ fBgNkok fwsh NCC|CH Bkb rZbpks eoB s'I pknd gZeh eoBh ukjhdh j?.

;/tk doK

45H ;ogq;s p?Ie tZb'I ;/tkdoK d/ yofunK dk c?;bk ygseko ns/ ;ogq;s p?Ie Bkb ob e/ ehsk ikt/rk. NCC|CH fBek;h e/Ido tZb'I 31 wkou 2007 sZe e'Jh gqfeqnk ch; BjhI j't/rh. fJ;dk fB:s ;w/I s/ w[bKeD ehsk ikt/rk. GftZy ftu Gkosh foiot p?Ie dh fJZSk nB[;ko ;ogq;s p?Ie|wzibh p?Ie s/ fe;/ j'o ch; d/ you, ns/ fezBh wksok ftu, brkT[D pko/ c?;bk ehsk ikt/rk.

46H N?;N g/;aekohnK s/ e'Jh ch; BjhI j't/rh. N?;N g/;aekohnK i' fBgNkok nwb ft;a/ bJh BjhI j'DrhnK ns/ e/tb fBt/;a fsnkoh ns/ gqshp/BshnK dh do[;sh dh s;dhe bJh jh j'DrhnK, dk Gkt j't/rk ygseko tZb'I ofi;Nq/;aB ;w/I coih vkN/ Bkb fJe gqshp/Bsh (i/ ygseko iK NCC|CH d[nkok fJZSs j't/) ;/tk ch; s'I w[es j't/rh.

47H ;ogq;s p?Ie fBgNkok fwsh s/ ygseko dh ;/tk ch; dh fiazw/tkoh s/ gk; eo ;edh j?.

48H fpibJh ;wk;a'XB gqDkbh p[fBnkdh s"o s/ tZvh frDsh d/ b?D d/D bJh pDkJh rJh j?. NCC|CH c/o th nkgDh fJZSk nB[;ko xZN frDsh ftu fpibJh ;wk;a'XB gqDkbh b?D d/D ;theko eo b?Idh j?.

49H wzibh p?IeK wzibh yksk XkoeK, ykfsnK dhnK iwQK g{zihnK Bz{ gk; eoB bJh ;/tkch;k dh wzr BjhI eoBrhnK.

ftXhrs jdkfJsK dh ;'X

50H ftXhrs jdkfJsK dh ;'X e/tb Gkosh foiot p?Ie dh gqtkBrh Bkb ehsh ik ;edh j?. NCC/CH nkgD/ ;[Mkn ;zukbB ew/Nh d/ fJBQK ;[MktK s/ ftuko tNKdoK eoB s'I pknd ;'X bJh G/i ;edh j?. Gkosh foiot p?Ie th gfogZso ikoh eoe/ ftXh ftu ;'X eo ;edk j?.