| (₹ Billion) | | Item | Outstanding as on Aug. 16, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,789.0 | –17.9 | –160.7 | 20.7 | –21.7 | 334.1 | | 1.2 Borrowings from Banks | 751.1 | 80.5 | 148.7 | –43.5 | 197.0 | 1.2 | | 1.3 Other Demand and Time Liabilities | 120.3 | 16.0 | 33.1 | –31.1 | 25.4 | 22.1 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 126,802.0 | –643.8 | 851.2 | 1,064.3 | 8,827.4 | 11,690.3 | | 2.1a Growth (Per cent) | | –0.5 | 0.7 | 0.8 | 8.3 | 10.2 | | 2.1.1 Demand | 13,159.2 | –81.2 | –1,903.8 | –1,953.6 | 761.9 | 1,360.2 | | 2.1.2 Time | 113,642.6 | –562.7 | 2,755.0 | 3,017.8 | 8,065.5 | 10,330.0 | | 2.2 Borrowings | 3,571.3 | 49.2 | –148.5 | –211.2 | 537.4 | 62.8 | | 2.3 Other Demand and Time Liabilities | 5,152.9 | –239.8 | –486.4 | –283.6 | 112.3 | 50.6 | | 3. Borrowings from Reserve Bank | 317.5 | 4.5 | –2,045.8 | –1,489.4 | 656.9 | –376.5 | | 4 Cash in Hand and Balances with Reserve Bank | 6,140.3 | 190.1 | –559.5 | –265.6 | 174.9 | 842.2 | | 4.1 Cash in hand | 826.9 | 59.4 | 65.6 | 78.1 | –47.1 | 160.7 | | 4.2 Balances with Reserve Bank | 5,313.4 | 130.7 | –625.1 | –343.7 | 222.0 | 681.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,368.6 | 42.0 | 106.2 | 138.1 | 208.3 | 401.9 | | 5.2 Money at Call and Short Notice | 182.8 | 19.4 | 74.0 | –139.8 | 14.0 | –73.7 | | 5.3 Advances to Banks | 269.6 | –1.1 | 94.3 | –26.8 | 78.9 | –106.8 | | 5.4 Other Assets | 401.0 | 1.4 | –45.5 | –27.8 | 34.0 | 157.0 | | 6 Investments | 35,601.6 | 31.0 | 1,907.1 | 1,791.0 | 2,063.0 | 510.0 | | 6.1a Growth (Per cent) | | 0.1 | 5.7 | 5.3 | 6.2 | 1.5 | | 6.1 Government Securities | 35,540.7 | 6.3 | 1,896.3 | 1,750.7 | 2,060.4 | 470.3 | | 6.2 Other Approved Securities | 60.9 | 24.7 | 10.8 | 40.3 | 2.6 | 39.6 | | 7 Bank Credit | 96,829.6 | –460.4 | 477.4 | –887.6 | 9,920.2 | 10,098.0 | | 7.1a Growth (Per cent) | | –0.5 | 0.6 | –0.9 | 12.9 | 11.6 | | 7a.1 Food Credit | 652.2 | 24.7 | 121.7 | 236.1 | –1.8 | 110.6 | | 7a.2 Non-food credit | 96,177.4 | –485.1 | 355.7 | –1,123.7 | 9,922.1 | 9,987.4 | | 7b.1 Loans, Cash credit and Overdrafts | 94,711.1 | –408.1 | 627.0 | –508.9 | 9,789.3 | 10,099.3 | | 7b.2 Inland Bills - Purchased | 236.8 | –11.8 | –7.8 | –25.5 | 10.5 | 40.6 | | 7b.3 Discounted | 1,315.9 | –29.6 | –52.2 | –267.1 | 87.2 | –19.4 | | 7b.4 Foreign Bills - Purchased | 235.3 | 2.1 | –33.2 | –10.6 | 31.0 | 5.4 | | 7b.5 Discounted | 330.6 | –13.1 | –56.5 | –75.6 | 2.3 | –27.9 | |