| (₹ Billion) | | Item | Outstanding as on Aug. 2, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,806.9 | 18.1 | –145.3 | 38.6 | –101.4 | 336.6 | | 1.2 Borrowings from Banks | 670.6 | –128.9 | 37.1 | –124.0 | 28.3 | 32.3 | | 1.3 Other Demand and Time Liabilities | 104.0 | –44.7 | 46.2 | –47.4 | 52.4 | –7.4 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 127,445.5 | 939.6 | 1,510.4 | 1,707.8 | 8,729.8 | 11,674.6 | | 2.1a Growth (Per cent) | | 0.7 | 1.3 | 1.4 | 8.2 | 10.1 | | 2.1.1 Demand | 13,240.6 | –8.4 | –1,635.6 | –1,872.3 | 906.1 | 1,173.4 | | 2.1.2 Time | 114,204.9 | 948.1 | 3,146.1 | 3,580.1 | 7,823.7 | 10,501.2 | | 2.2 Borrowings | 3,525.2 | 7.0 | 7.2 | –257.4 | 731.8 | –139.1 | | 2.3 Other Demand and Time Liabilities | 5,398.2 | 403.7 | –705.2 | –38.2 | 18.5 | 514.7 | | 3. Borrowings from Reserve Bank | 313.1 | –39.6 | –2,100.1 | –1,493.8 | 586.3 | –326.6 | | 4 Cash in Hand and Balances with Reserve Bank | 5,949.3 | –171.0 | –421.1 | –456.5 | 390.4 | 512.9 | | 4.1 Cash in hand | 766.6 | –23.6 | 51.4 | 17.9 | 2.5 | 114.6 | | 4.2 Balances with Reserve Bank | 5,182.7 | –147.5 | –472.5 | –474.4 | 387.9 | 398.3 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,326.9 | –61.5 | 122.9 | 96.4 | 241.6 | 343.4 | | 5.2 Money at Call and Short Notice | 163.3 | –129.8 | 37.1 | –159.2 | –63.8 | –56.3 | | 5.3 Advances to Banks | 270.6 | 3.8 | 94.6 | –25.7 | 45.6 | –106.0 | | 5.4 Other Assets | 399.5 | 1.0 | –32.3 | –29.3 | 42.7 | 142.2 | | 6 Investments | 35,570.6 | 643.3 | 1,802.5 | 1,760.0 | 2,137.7 | 583.6 | | 6.1a Growth (Per cent) | | 1.8 | 5.4 | 5.2 | 6.5 | 1.7 | | 6.1 Government Securities | 35,534.4 | 660.2 | 1,785.9 | 1,744.4 | 2,135.2 | 574.4 | | 6.2 Other Approved Securities | 36.2 | –17.0 | 16.6 | 15.7 | 2.5 | 9.2 | | 7 Bank Credit | 97,295.1 | 711.3 | 474.2 | –422.2 | 9,709.2 | 10,566.6 | | 7.1a Growth (Per cent) | | 0.7 | 0.5 | –0.4 | 12.6 | 12.2 | | 7a.1 Food Credit | 627.5 | –32.5 | 72.4 | 211.4 | –59.0 | 135.2 | | 7a.2 Non-food credit | 96,667.6 | 743.9 | 401.8 | –633.5 | 9,768.2 | 10,431.4 | | 7b.1 Loans, Cash credit and Overdrafts | 95,122.9 | 709.3 | 604.7 | –97.1 | 9,582.8 | 10,533.3 | | 7b.2 Inland Bills - Purchased | 248.5 | 1.3 | –4.2 | –13.7 | 13.9 | 48.8 | | 7b.3 Discounted | 1,346.1 | –10.2 | –33.2 | –236.9 | 84.4 | –8.2 | | 7b.4 Foreign Bills - Purchased | 233.2 | 1.2 | –27.8 | –12.7 | 36.0 | –2.1 | | 7b.5 Discounted | 344.5 | 9.7 | –65.3 | –61.8 | –7.9 | –5.2 | |