| AFS | Available for Sale |
| AIFIs | All India Financial Institutions |
| AMC-MFs | Asset Management Companies-Mutual Funds |
| AML | Anti-Money Laundering |
| ARCs | Asset Reconstruction Companies |
| AT1 | Additional Tier 1 |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BCT | Blockchain Technology |
| BRR | Business Responsibility Report |
| BSI | Banking Stability Indicator |
| CAP | Corrective Action Plan |
| CET1 | Common equity Tier I |
| CP | Commercial Paper |
| CPI | Consumer Price Index |
| CPMI | Committee on Payments and Market Infrastructures |
| CRAR | Capital to Risk-weighted Assets Ratio |
| CRAs | Central Record-keeping Agencies |
| CRO | Chief Risk Officer |
| CRR | Cash Reserve Ratio |
| DER | Debt Equity Ratio |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| EBITDA | Earnings before interest, taxes, depreciation and amortisation |
| ECL | Expected Credit Loss |
| ECB | European Central Bank / External Commercial Borrowings |
| EU | European Union |
| FCA | Financial Conduct Authority, UK |
| FCTR | Foreign Currency Translation Reserve |
| FEMA | Foreign Exchange Management Act |
| FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| FMI | Financial Market Infrastructure |
| FPI | Foreign Portfolio Investment |
| FRBM | Fiscal Responsibility and Budget Management |
| FSAP | Financial Sector Assessment Program |
| FSDC | Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FVOCI | Fair value through other comprehensive income |
| GDP | Gross Domestic Product |
| GIMAR | Global Insurance Market Report |
| GNPA | Gross Non-Performing Advances |
| GST | Goods and Services Tax |
| GVA | Gross Value Added |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HQLAs | High Quality Liquid Assets |
| HTM | Held to Maturity |
| IAIS | International Association of Insurance Supervisors |
| ICR | Interest Coverage Ratio |
| ICEX | Indian Commodity Exchange |
| IFRS | International Financial Reporting Standards |
| IFSCs | International Financial Services Centres |
| IGRP | Investor Grievance Redressal Panel |
| IIRC | International Integrated Reporting Council |
| Ind-AS | Indian Accounting Standards |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organisation of Securities Commissions |
| IRACP | Income Recognition, Asset Classification and Provisioning |
| IRDAI | Insurance Regulatory and Development Authority of India |
| ISL | Institute for Shipping Economics and Logistics |
| JLF | Joint Lenders’ Forum |
| KYC | Know Your Customer |
| LAF | Liquidity Adjustment Facility |
| LCR | Liquidity Coverage Ratio |
| MCA | Ministry of Corporate Affairs |
| MIIs | Market Infrastructure Institutions |
| MSF | Marginal Standing Facility |
| MTM | Marked-to-Market |
| NABARD | National Bank for Agriculture and Rural Development |
| NBFC | Non-Banking Financial Companies |
| NBFCs-D | Non-Banking Financial Companies- Deposit Accepting |
| NBFCs-ND-SI | Non-Banking Financial Companies- Non-Deposit Accepting-Systemically Important |
| NDOIS | Non-Deliverable Overnight Indexed Swap |
| NDTL | Net Demand and Time Liabilities |
| NEFT | National Electronic Funds Transfer |
| NGNF | Non-Government Non-Financial |
| NHB | National Housing Bank |
| NIC | Notes in Circulation |
| NII | Net Interest Income |
| NNPA | Net Non-Performing Advances |
| NOF | Net Owned Fund |
| NPA | Non-Performing Advances |
| NPS | National Pension System |
| OCI | Other Comprehensive Income |
| OFI | Other Financial Intermediaries |
| OIEA | Office of Investor Education and Advocacy |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| OTC | Over the Counter |
| P2P | Peer to Peer |
| PAT | Profit after Tax |
| PBT | Profit before Tax |
| PCA | Prompt Corrective Action |
| PD | Probability of Default |
| PF | Pension Fund |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PMAY | Pradhan Mantri Awas Yojana |
| PMFBY | Pradhan Mantri Fasal Bima Yojana |
| PMI | Purchasing Managers’ Index |
| POS | Point of Sale |
| PSBs | Public Sector Banks |
| PVBs | Private Sector Banks |
| QIP | Qualified Institutional Placement |
| RCAP | Regulatory Capital Assessment Program |
| REITs | Real Estate Investment Trusts |
| RTGS | Real Time Gross Settlement |
| RWA | Risk-Weighted Assets |
| RWI | Rheinisch-Westfälisches Institut für Wirtschaftsforschung |
| SBNs | Specified Bank Notes |
| SCBs | Scheduled Commercial Banks |
| SEBI | Securities and Exchange Board of India |
| SIDBI | Small Industries Development Bank of India |
| SLR | Statutory Liquidity Ratio |
| SMA | Special Mention Account |
| SNRRA | Special Non-Resident Rupee Account(s) |
| SREP | Supervisory Review and Evaluation Process |
| SRS | Systemic Risk Survey |
| SUCBs | Scheduled Urban Co-operative Banks |
| TfT | Trade for Trade |
| TRs | Trade Repositories |
| UCBs | Urban Co-operative Banks |
| UTI | Unique Transaction Identifier |
| VAR | Vector Auto Regression |
| VCFs | Venture Capital Funds |
| VCs | Virtual Currencies |