| AE | Advanced economies |
| AFS | Available for Sale |
| AMC | Asset Management Company |
| ANBC | Adjusted Net Bank Credit |
| APY | Atal Pension Yojana |
| ARC | Asset Reconstruction Company |
| ASEAN | Association of SouthEast Asian Nations |
| ASTROID | Anonymous System for Trading in Rupee OTC Interest Rate Derivatives |
| AUM | Asset Under Management |
| BC/DR | Business Continuity/Disaster Recovery |
| BC-ICT | Business Correspondent - Information and Communication Technology |
| BCP | Business Continuity Planning |
| BIS | Bank for International Settlements |
| BoJ | Bank of Japan |
| bps | basis points |
| BSBDA | Basic savings bank deposit accounts |
| BSI | Banking Stability Indicator |
| CAD | Current Account Deficit |
| CAP | Corrective Action Plan |
| CBS | Core Banking System |
| CCIL | Clearing Corporation of India Limited |
| CDO | Collateralised Debt Obligation |
| CDs | Certificate of Deposits |
| CEPA | Comprehensive Economic Partnership Agreement |
| CERT-In | Computer Emergency Response Team- India |
| CFTC | Commodity Futures Trading Commission |
| CME | Capital Market Exposure |
| COFER | Currency Composition of Official Foreign Exchange Reserves |
| CPI | Consumer Price Index |
| CPMI | Committee on Payments and Market Infrastructures |
| CRAR | Capital to Risk-Weighted Asset Ratio |
| CRILC | Central Repository of Information on Large Credits |
| CRR | Cash Reserve Ratio |
| CSO | Central Statistical Office |
| DBIE | Database on Indian Economy |
| DCCO | Date of Commencement of Commercial Operation |
| DER | Debt to Equity Ratio |
| DFI | Domestic Financial Institution |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DII | Domestic Institutional Investors |
| DPS | Differential Premium System |
| DR | Disaster Recovery |
| EBIT | Earnings Before Interest and Taxes |
| EBITDA | Earnings before Interest, Taxes, Depreciation and Amortisation |
| EBPT | Earning Before Provisions and Tax |
| ECB | European Central Bank |
| ECL | Expected Credit Loss |
| EIR | Effective Interest Rate |
| EL | Expected Loss |
| EM | Emerging Markets |
| EMDEs | Emerging Market and Developing Economies |
| EPS | Earnings Per Share |
| ES | Expected Shortfall |
| FALLCR | Facility to Avail Liquidity for Liquidity Coverage Ratio |
| FATCA | Foreign Account Tax Compliance Act |
| FBs | Foreign Banks |
| FDIC | Federal Deposit Insurance Corporation |
| FED | U.S. Federal Reserve |
| FER | Foreign Exchange Reserves |
| FIP | Financial Inclusion Plan |
| FIs | Financial Institutions |
| FMC | Forward Markets Commission |
| FMI | Financial Market Infrastructure |
| FPI | Foreign Portfolio Investment |
| FSB | Financial Stability Board |
| FSR | Financial Stability Report |
| FSDC | Financial Stability and Development Council |
| FVOCI | Fair Value Changes on Certain Financial Instruments |
| FVTPL | Fair Value through Profit and Loss |
| FY | Financial Year |
| GDP | Gross Domestic Product |
| GFSR | Global Financial Stability Report |
| GNPAs | Gross Non-Performing Advances |
| GST | Goods and Services Tax |
| GVA | Gross Value Added |
| HFT | Held for Trading |
| HH Index | Herfindahl-Hirschman Index |
| HQLA | High Quality Liquid Asset |
| HTM | Held to Maturity |
| IADI | International Association of Deposit Insurers |
| IB-CART | Indian Banks’ Centre for Analysis of Risks and Threats |
| ICCL | Indian Clearing Corporation Limited |
| ICR | Interest Coverage Ratio |
| IDF | Infrastructure Debt Fund |
| IDRBT | Institute for Development and Research in Banking Technology |
| IFRS | International Financial Reporting Standards |
| IFS | International Financial Statistics |
| IFSC | International Financial Services Centre |
| IIP | Index of industrial production |
| IMF | International Monetary Fund |
| Ind AS | Indian Accounting Standards |
| IOSCO | International Organisation of Securities Commissions |
| IRDAI | Insurance Regulatory and Development Authority of India |
| IRS | Interest Rate Swap |
| IT | Information Technology |
| ITP | Institutional Trading Platform |
| JLF | Joint Lenders’ Forum |
| JLF-EG | Joint Lenders’ Forum-Empowered Group |
| KPI | Key Performance Indicators |
| KYC | Know Your Customer |
| LCR | Liquidity Coverage Ratio |
| LEI | Legal Entity Identifier |
| LEIL | Legal Entity Identifier India Limited |
| LIC | Life Insurance Corporation of India |
| LOU | Local Operating Unit |
| MCA | Ministry of Corporate Affairs |
| MCCIL | Metropolitan Clearing Corporation of India |
| MF | Mutual Fund |
| MIS | Management Information System |
| MMMF | Money Market Mutual Fund |
| MOSPI | Ministry of Statistics and Programme Implementation |
| MRC | Minimum Required corpus |
| MSF | Marginal Standing Facility |
| MSME | Micro Small and Medium Enterprises |
| MUDRA | Micro Units Development and Refinance Agency |
| MXEF | MSCI emerging markets Index |
| NABARD | National Bank for Agriculture and Rural Development |
| NAV | Net Asset Value |
| NBFCs | Non-Banking Financial Companies |
| NBFCs-D | Non-Banking Financial Companies- Deposit Accepting |
| NBFCs-ND | Non-Banking Financial Companies-Non- Deposit Accepting |
| NBFCs-ND-SI | Non-Banking Financial Companies- Non-Deposit Accepting-Systemically Important |
| NDTL | Net Demand and Time Liability |
| NEFT | National Electronic Funds Transfer |
| NGNF | Non-Government Non-Financial |
| NHB | National Housing Bank |
| NII | Non-Institutional Investors |
| NIM | Net Interest Margin |
| NNPAs | Net Non-Performing Advances |
| NPAs | Non performing Advances |
| NPS | National Pension System |
| NRI | Non Resident Indian |
| NSCCL | National Securities Clearing Corporation Limited |
| OCI | Other Comprehensive Income |
| ORM | Operational Risk Management |
| OTC | Over-the-Counter |
| P/E | Price-Earnings Ratio |
| PAT | Profit After Tax |
| PBT | Profit Before Tax |
| PD | Probability of Default |
| PF | Pension Fund |
| PFCE | Private Final Consumption Expenditure |
| PFMI | Principles for Financial Market Infrastructure |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PMJDY | Pradhan Mantri Jan DhanYojana |
| PoP | Points of Presence |
| PPI | Pre-paid Payment Instruments |
| PSB | Public Sector Bank |
| PVB | Private Sector Bank |
| PvP | Payment versus Payment |
| QE | Quantitative Easing |
| QIB | Qualified Institutional Buyer |
| RBI | Reserve Bank of India |
| RBP | Risk Based Premium |
| RoA | Return on Assets |
| ROC | Regulatory Oversight Committee |
| RoE | Return on Equity |
| RTGS | Real time Gross Settlement |
| SAFE | State Administration of Foreign Exchange |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDR | Strategic Debt Restructuring |
| SDR | Special Drawing Rights |
| SEBI | Securities and Exchange Board of India |
| SFB | Small Finance Bank |
| SIDBI | Small Industries Development Bank of India |
| SLCC | State Level Coordination Committee |
| SLR | Statutory Liquidity Ratio |
| SSG | Senior Supervisors’ Group |
| SUCBs | Scheduled Urban Co-Operative Banks |
| SWIFT | Society for worldwide Interbank Financial Telecommunications |
| UCBs | Urban Cooperative Banks |
| UDAY | Ujwal Discom Assurance Yojana |
| UL | Unexpected Loss |
| VAPT | Vulnerability Assessment and Penetration Testing |
| Y-o-Y | Year-on-Year |