| System | Volume (Million) | Value (₹ Billion) | | 2016-17 | 2017 | 2016-17 | 2017 | | Jul. | Aug. | Sep. | Jul. | Aug. | Sep. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 107.86 | 9.38 | 9.46 | 9.61 | 1,253,652.08 | 110,562.10 | 113,827.58 | 127,730.70 | | 1.1 Customer Transactions | 103.66 | 9.07 | 9.16 | 9.32 | 849,950.51 | 77,675.80 | 79,157.81 | 91,521.65 | | 1.2 Interbank Transactions | 4.17 | 0.31 | 0.30 | 0.29 | 131,953.25 | 9,473.46 | 10,005.58 | 10,826.48 | | 1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 23,412.84 | 24,664.19 | 25,382.57 | | 2 CCIL Operated Systems | 3.65 | 0.30 | 0.27 | 0.30 | 1,056,173.36 | 86,663.63 | 87,499.01 | 92,763.82 | | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 229,528.33 | 21,736.46 | 22,784.18 | 23,778.02 | | 2.2 Govt. Securities Clearing | 1.51 | 0.11 | 0.08 | 0.10 | 404,389.08 | 34,047.29 | 31,959.78 | 34,013.49 | | 2.2.1 Outright | 1.34 | 0.10 | 0.07 | 0.08 | 168,741.46 | 13,400.47 | 9,795.75 | 11,098.06 | | 2.2.2 Repo | 0.168 | 0.016 | 0.017 | 0.018 | 235,647.62 | 20,646.82 | 22,164.03 | 22,915.42 | | 2.3 Forex Clearing | 1.93 | 0.17 | 0.17 | 0.19 | 422,255.95 | 30,879.88 | 32,755.05 | 34,972.31 | | 3 Paper Clearing | 1,206.69 | 95.35 | 94.81 | 94.37 | 80,958.15 | 6,572.52 | 6,403.59 | 6,429.99 | | 3.1 Cheque Truncation System (CTS) | 1,111.86 | 92.20 | 92.05 | 92.16 | 74,035.22 | 6,342.50 | 6,224.34 | 6,271.53 | | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | | 3.3 Non-MICR Clearing | 94.83 | 3.15 | 2.76 | 2.22 | 6,922.93 | 230.02 | 179.25 | 158.47 | | 4 Retail Electronic Clearing | 4,204.96 | 432.20 | 442.79 | 427.72 | 132,250.12 | 13,471.67 | 13,988.09 | 15,624.23 | | 4.1 ECS DR | 8.76 | 0.14 | 0.12 | 0.14 | 39.14 | 0.93 | 0.83 | 0.84 | | 4.2 ECS CR (includes NECS) | 10.10 | 0.43 | 0.63 | 0.48 | 144.08 | 10.90 | 10.96 | 9.60 | | 4.3 EFT/NEFT | 1,622.10 | 148.14 | 151.61 | 157.67 | 120,039.68 | 12,011.60 | 12,500.38 | 14,182.14 | | 4.4 Immediate Payment Service (IMPS) | 506.73 | 69.07 | 75.66 | 82.85 | 4,111.06 | 604.76 | 651.49 | 717.60 | | 4.5 National Automated Clearing House (NACH) | 2,057.27 | 214.42 | 214.77 | 186.58 | 7,916.17 | 843.47 | 824.43 | 714.06 | | 5 Cards | 12,055.87 | 1,070.91 | 1,099.84 | 1,096.45 | 30,214.00 | 2,958.59 | 3,073.12 | 3,163.59 | | 5.1 Credit Cards | 1,093.51 | 111.38 | 115.99 | 113.29 | 3,312.21 | 342.15 | 366.03 | 377.76 | | 5.1.1 Usage at ATMs | 6.37 | 0.61 | 0.66 | 0.65 | 28.39 | 2.85 | 3.05 | 3.11 | | 5.1.2 Usage at POS | 1,087.13 | 110.76 | 115.33 | 112.63 | 3,283.82 | 339.30 | 362.99 | 374.65 | | 5.2 Debit Cards | 10,962.36 | 959.54 | 983.86 | 983.16 | 26,901.79 | 2,616.45 | 2,707.08 | 2,785.83 | | 5.2.1 Usage at ATMs | 8,563.06 | 703.91 | 718.41 | 717.86 | 23,602.73 | 2,270.76 | 2,352.96 | 2,419.54 | | 5.2.2 Usage at POS | 2,399.30 | 255.62 | 265.45 | 265.30 | 3,299.07 | 345.68 | 354.13 | 366.29 | | 6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 270.24 | 261.14 | 240.29 | 838.01 | 98.56 | 102.88 | 109.77 | | 6.1 m-Wallet | 1,629.98 | 235.46 | 225.43 | 199.48 | 532.42 | 69.34 | 72.62 | 81.54 | | 6.2 PPI Cards | 333.11 | 34.74 | 35.67 | 40.76 | 277.52 | 27.07 | 28.53 | 26.19 | | 6.3 Paper Vouchers | 0.51 | 0.04 | 0.03 | 0.04 | 25.36 | 2.15 | 1.72 | 2.05 | | 7 Mobile Banking | 976.85 | 102.40 | 99.64 | 113.69 | 13,104.76 | 801.36 | 799.13 | 847.82 | | 8 Cards Outstanding | 884.72 | 836.11 | 843.51 | 853.11 | – | – | – | – | | 8.1 Credit Card | 29.84 | 32.06 | 32.65 | 33.34 | – | – | – | – | | 8.2 Debit Card | 854.87 | 804.05 | 810.87 | 819.76 | – | – | – | – | | 9 Number of ATMs (in actuals) | 222475 | 222653 | 222568 | 221722 | – | – | – | – | | 10 Number of POS (in actuals) | 2529141 | 2840113 | 2882422 | 2900038 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,542.66 | 1,878.38 | 1,908.30 | 1,868.74 | 2,282,337.40 | 196,914.23 | 200,230.07 | 220,439.54 | Note : Data for latest 12 month period is provisional.
1.3: Pertain to multiateral net settlement batches.
3.1: Pertain to three centres – Mumbai, New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.
9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards.
Mobile Banking - The data from July 2017 includes only individual payments and excludes corporate payments which was being included earlier. | |