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Annual Report


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Date : Aug 22, 2013
Sectoral Deployment of Gross Bank Credit

(Amount in ` billion)

Sector

Outstanding as on

Variation during

Mar 25, 2011

Mar 23, 2012

Mar 22, 2013

2011-12

2012-13

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

I

Gross Bank Credit (II + III)

37,494.7

43,793.0

49,641.8

6,298.3

16.8

5,848.7

13.4

II

Food Credit

623.8

819.4

946.1

195.6

31.4

126.7

15.5

III

Non-food Credit (1 to 4)

36,870.9

42,973.6

48,695.6

6,102.7

16.6

5,722.0

13.3

1

Agriculture & Allied Activities

4,834.7

5,477.3

5,899.1

642.7

13.3

421.8

7.7

2

Industry (Micro & Small, Medium and Large)

16,131.8

19,407.9

22,301.8

3,276.1

20.3

2,893.9

14.9

3

Services

8,907.8

10,188.5

11,485.8

1,280.7

14.4

1,297.4

12.7

 

of which:

             
 

3.1 Transport Operators

700.3

763.9

796.3

63.7

9.1

32.4

4.2

 

3.2 Professional Services

452.3

479.8

564.2

27.5

6.1

84.5

17.6

 

3.3 Trade

1,861.1

2,254.3

2,759.5

393.3

21.1

505.2

22.4

 

3.4 Commercial Real Estate

974.6

1,127.0

1,260.7

152.4

15.6

133.7

11.9

 

3.5 Non-Banking Financial Companies (NBFCs)

1,841.6

2,281.2

2,569.5

439.5

23.9

288.4

12.6

4

Personal Loans

6,996.6

7,899.9

9,008.9

903.3

12.9

1,109.0

14.0

 

of which:

             
 

4.1 Consumer Durables

62.9

71.3

83.8

8.4

13.4

12.5

17.5

 

4.2 Housing (Including Priority Sector Housing)

3,590.7

4,033.8

4,599.7

443.1

12.3

565.9

14.0

 

4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

495.1

570.4

610.9

75.4

15.2

40.4

7.1

 

4.4 Credit Card Outstanding

181.0

204.4

249.1

23.4

12.9

44.8

21.9

 

4.5 Education

430.1

500.6

549.7

70.5

16.4

49.1

9.8

Memo

5

Priority Sector

12,693.5

14,227.4

15,398.0

1,533.9

12.1

1,170.5

8.2

 

of which:

             
 

5.1 Housing

2,408.2

2,665.2

2,672.0

257.0

10.7

6.8

0.3

Note : 1. Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, Exim Bank, other financial institutions and inter-bank participations.


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