| (Amount in ₹ crore) | | Items | End- March 2019 | End- March 2020 | End- March 2021 | End- September 2021 | Percentage variation 2020- 21 | | 1 | 2 | 3 | 4 | 5 | 6 | | I. Gross Advances (II + III) | 22,95,371 | 24,60,552 | 26,98,689 | 26,61,782 | 9.7 | | II. Food Credit | 200 | 75 | 274 | 10 | 265.9 | | III. Non-Food Credit (1 to 5) | 22,95,171 | 24,60,477 | 26,98,415 | 26,61,772 | 9.7 | | 1. Agriculture and Allied Activities | 62,722 | 49,012 | 37,892 | 37,737 | -22.7 | | 2. Industry (2.1 to 2.4) | 9,30,704 | 9,66,456 | 10,61,284 | 10,63,631 | 9.8 | | 2.1 Micro and Small | 37,360 | 36,441 | 44,294 | 36,156 | 21.5 | | 2.2 Medium | 16,020 | 13,931 | 15,037 | 15,169 | 7.9 | | 2.3 Large | 4,65,137 | 7,95,275 | 8,55,386 | 8,84,217 | 7.6 | | 2.4 Others | 4,12,186 | 1,20,809 | 1,46,567 | 1,28,090 | 21.3 | | 3. Services (3.1 to 3.10) | 4,10,764 | 3,56,624 | 3,29,320 | 3,27,550 | -7.7 | | 3.1 Transport Operators | 41,427 | 63,963 | 65,312 | 66,935 | 2.1 | | 3.2 Computer Software | 1,351 | 1,391 | 1,704 | 1,708 | 22.5 | | 3.3 Tourism, Hotel and Restaurants | 7,869 | 7,030 | 8,444 | 7,561 | 20.1 | | 3.4 Shipping | 433 | 165 | 140 | 168 | -15.2 | | 3.5 Professional Services | 13,896 | 14,664 | 16,391 | 16,896 | 11.8 | | 3.6 Trade | 44,695 | 42,183 | 33,540 | 33,842 | -20.5 | | 3.6.1 Wholesale Trade (other than Food Procurement) | 7,463 | 7,142 | 6,902 | 8,238 | -3.4 | | 3.6.2 Retail Trade | 37,232 | 35,041 | 26,638 | 25,604 | -24.0 | | 3.7 Commercial Real Estate | 1,35,153 | 1,01,452 | 80,568 | 79,337 | -20.6 | | 3.8 NBFCs | 29,555 | 26,535 | 28,554 | 30,206 | 7.6 | | 3.9 Aviation | 1,004 | 801 | 956 | 951 | 19.3 | | 3.10 Other Services | 1,35,381 | 98,440 | 93,712 | 89,945 | -4.8 | | 4. Retail Loans (4.1 to 4.10) | 5,98,835 | 7,03,094 | 7,86,518 | 7,62,232 | 11.9 | | 4.1 Housing Loans (incl. Priority Sector Housing) | 18,446 | 19,480 | 21,478 | 21,497 | 10.3 | | 4.2 Consumer Durables | 19,613 | 19,171 | 18,336 | 19,854 | -4.4 | | 4.3 Credit Card Receivables | 19,843 | 24,606 | 25,991 | 1,076 | 5.6 | | 4.4 Vehicle/Auto Loans | 3,04,148 | 3,32,449 | 3,56,551 | 3,48,671 | 7.2 | | 4.5 Education Loans | 7,642 | 9,049 | 9,274 | 11,464 | 2.5 | | 4.6 Advances against Fixed Deposits (incl. FCNR(B), etc.) | 7 | 44 | 31 | 29 | -29.5 | | 4.7 Advances to Individuals against Shares, Bonds, etc. | 15,723 | 7,940 | 8,298 | 9,341 | 4.5 | | 4.8 Advances to Individuals against Gold | - | 34,678 | 94,840 | 1,14,013 | 173.5 | | 4.9 Micro finance loan/SHG Loan | - | 43,802 | 57,270 | 60,008 | 30.7 | | 4.10 Other Retail Loans | 2,13,411 | 2,11,875 | 1,94,448 | 1,76,280 | -8.2 | | 5. Other Non-food Credit | 2,92,146 | 3,85,291 | 4,83,401 | 4,70,621 | 25.5 | Notes: 1. Data are provisional.
2. Including Group companies.
3. Excluding Core Investment Companies (CICs).
4. Percentage figures are rounded-off.
Source: Quarterly returns of NBFCs, RBI. | |